Amex platinum charge card is a premium credit card. You will experience an unmatchable luxury using this card. Amex platinum card is renowned for its lavish benefits. It Amex platinum Charge Card Review & offers exclusive treats that lift your lifestyle. 

Imagine you will get access to 1300 premium airport lounges and enjoy complimentary stays at the finest hotels. It is not a simple thing. Isn’t it? You can earn exciting rewards on your daily spending. Your travel and entertainment plans are smoothly arranged with dedicated customer service. 

This card is designed for those who demand excellence. The Platinum Charge Card ensures you experience supreme service and security. Ready to get started? Let us explore the American Express Platinum Card review. 

#1 Welcome Bonus

New cardholders are welcomed with an exciting welcome bonus. Those who spend INR 50000 within the first 60 days will receive 100000 Membership Rewards points. 

An additional 35000 bonus points will be credited within 120 days. This brings you 135000 points as a whole. You can redeem these Amex Platinum welcome bonus for travel or merchandise. Some people redeem it for statement credits. This makes it a valuable start for new cardholders.

#2 Travel Benefits

The Amex Platinum travel benefits definitely beat your expectations. Let us discuss it briefly: 

#3 Airport Lounge Access

Cardholders will get nearly 1300 airport lounges through the American Express Global Lounge Collection. This includes The Centurion Lounges and Priority Pass Lounges. It might be your domestic travel or international, platinum members can relax in comfort and luxury before their flights Amex platinum Charge Card Review & Benefits.

#4 Fine Hotels & Resorts Collection

When booking through the Fine Hotels and Resorts program, cardholders receive exclusive benefits at nearly 1000 luxury hotels. Customers will get guaranteed late checkout and room upgrades Amex platinum Charge Card Review & offers.

The card covers daily breakfast for two and additional amenities worth USD 100. This collection includes prestigious brands such as The Ritz-Carlton, Hyatt, and Hilton. This means you can enjoy a premium experience all the time.

#5 Hotel and Airline Deals

Platinum cardholders also receive 25% offer at top hotels like Taj and SeleQtions. There are special deals with top airlines like Emirates, Qatar Airways, and more. All these offer discounts and exclusive benefits for frequent travelers.

#6 Elite Tier Memberships

The Platinum Card accelerates access to elite status in several hotel loyalty programs. It may include Marriott Bonvoy Gold Elite Status and Hilton Honors Gold Status. 

Also there is Radisson Rewards Premium Status and Hertz Gold Plus Rewards. This means you will get boosted benefits and added loyalty points.  

#7 Rewards Program

It is safer to say, the American Express Membership Rewards program is the most flexible and rewarding points system.

#8 Earning Points

Cardholders earn 3X Membership Rewards points on international transactions and 1 point for every INR 40 spent. The Reward Multiplier feature lets members earn 5X points on purchases made through select partners. This increases the value of everyday spending.

#9 Redeeming Points

Membership Rewards points can be redeemed for various options. The Amex Platinum points redemption may include travel, dining and gift cards. Points can be transferred to various airline and hotel loyalty programs. 

This provides flexibility to utilize rewards. Notably, these loyalty points never expire. It provides various opportunities to accumulate and redeem rewards at your convenience and Amex platinum Charge Card Review & Benefits.

#10 Customer Service

The 24/7 Platinum Concierge service is a hallmark of the Amex platinum Charge Card Review. You might need assistance with dining reservtions or travel arrangements. Sometimes getting event tickets or last-minute bookings becomes difficult. 

In that case, the concierge team is always ready to help. This personalized service ensures that your needs are met immediately. This adds convenience and luxury to your everyday life.

#11 Dining and Lifestyle Benefits

The Platinum Charge Card enriches your dining and lifestyle experiences with exclusive offers and treats.

Popular : Exploring the Edge UPI Credit Card: Benfits & Feature

#12 Dining Program

Cardholders enjoy a 50% offer at nearly 1800 premium restaurants in India through the EazyDiner Prime membership. Additional perks include a complimentary drink and preferential reservations. This dining program provides an opportunity to enjoy exceptional culinary experiences at a fraction of the cost.

#13 Exclusive Invitations

American Express Platinum cardholders receive invitations to VIP only events. These include pre-sale tickets and prime seats for concerts and Fashion Weeks. This access to exclusive events improves the overall lifestyle of cardholders. This provides unique opportunities that are usually hard to get more Amex platinum Charge Card Review & Benefits. 

#14 Protection and Insurance

The Amex Offers include complete protection and insurance for cardholders.

#15 Travel Insurance:

Cardholders receive air accident insurance coverage of INR 5 Crore when tickets are purchased with the Platinum Card. There is complimentary overseas medical insurance worth USD 50000 for the first seven days of any trip. 

This gives you peace of mind while traveling. You know that you are protected against unexpected events.

#16 Purchase Protection:

Purchases made with the Platinum Card are protected against loss or damage. Your Things are protected from fire or theft, even natural disasters for 90 days. This covers physical goods and provides financial security against unexpected losses. 

#17 Annual Fee

View this post on Instagram

A post shared by American Express (@americanexpress)

The American Express Luxury credit card comes with a hefty annual fee of INR 60000 plus applicable taxes. This may seem steep. But the benefits and rewards offered can easily outweigh this cost. You should know how to utilize the card to its full potential. More offers Amex platinum Charge Card Review & Benefits

Joining Fee	Rs 60,000 + GST
Welcome Benefit	45K Taj Vouchers or up to 115K MR points for upgrade offers
Annual Fee	Rs 60,000 + GST
Renewal Benefit	Renewal Benefit Varies each year and must be negotiated

Spend category	Rewards
Retail Spends	1 MR point per Rs 40
International Spends	3 MR points per Rs 40
Fuel Spends	5 MR points per Rs 100

#18 How can I get one for me?

To apply for the American Express Platinum Charge Card, applicants must meet the following criteria:

• Be over 18 years of age.
• For self-employed individuals, the business must have been operational for more than 12 months.
• Have a good credit history with no payment defaults.
• Hold a current residential address in India.
• Have a savings or current account with an Indian bank.
• Employed individuals should have a personal annual income of INR 25 lakhs. 
• Self-employed individuals should have an annual income of INR 15 lakhs.

#19 Bottom line 

The Amex Platinum perks go beyond ordinary credit cards. It distinguishes itself with its exclusive benefits and professional concierge services. The substantial welcome bonuses, especially for existing Amex platinum Charge Card Review & Benefits customers, add to its appeal. 

Those looking for a luxury credit card provides a gateway to a world of luxury and convenience, the Amex platinum Charge Card Review & Benefits is an excellent choice. Apply and get yours now! 

FAQ