AU Bank Credit Cards - Features & Apply Online

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AU Small Finance Bank, which began as a vehicle finance bank before evolving into a full-fledged institution, has advanced significantly. AU Small Finance Bank, one of the top private banks, provides a wide range of banking services, including investments, debit/credit cards, and net banking. Another great benefit is that AU Small Finance Bank also upgrades the credit cards of its non-AU Bank clients. AU offers credit cards customized to suit everyone's income and lifestyle smoothly. If you’re l


AU Bank LIT Credit Card

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AU Bank LIT Credit Card

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Movies | Travel | Dining | Fuel | Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


AU Altura Plus Credit Card

Apply Now
AU Altura Plus Credit Card

Joining Fee

Rs. 499 + GST

Renewal Fee

Rs. 499 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


AU Altura Credit Card

Apply Now
AU Altura Credit Card

Joining Fee

Rs. 199 + GST

Renewal Fee

Rs. 199 + GST

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

N/A


ixigo AU Credit Card

Apply Now
ixigo AU Credit Card

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

1000 RPs and Rs. 1000 ixigo Money Voucher on First Transaction Within 30 days of Card Issuance


AU Bank Vetta Credit Card

Apply Now
AU Bank Vetta Credit Card

Joining Fee

Rs. 2,999 + GST

Renewal Fee

Rs. 2,999 + GST

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


AU Bank InstaPay Credit Card

Apply Now
AU Bank InstaPay Credit Card

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

N/A


Aditya Birla AU Bank Credit Cards

Apply Now
Aditya Birla AU Bank Credit Cards

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel | Dining | Shopping | Business Expenses

Reward Type

Reward Points

Welcome Benefits

Up to 1,000 Reward Points


AU Bank Zenith Credit Card

Apply Now
AU Bank Zenith Credit Card

Joining Fee

Rs. 7,999 + GST

Renewal Fee

Rs. 7,999 + GST

Best Suited For

Travel | Dining | Shopping

Reward Type

Reward Points

Welcome Benefits

Rs. 1,000 worth of Vouchers after the first POS transaction, 10,000 Bonus RPs on spending Rs. 1 Lakh. Each welcome benefit would be applicable for retail spends made within sixty of card set-up. AU Credit Cards Features and Benefits


Best AU Small Finance Bank Credit Cards in different categories   

Best Travel Credit Card

ixigo AU Credit Card⭐

  • Receive Rs.1000 ixigo money voucher on joining
  • Get 1000 reward points on first transaction
  • Get up to 10% off on flight tickets booked via ixigo 
  • Get up to 10% off on bus tickets booked via ixigo 
  • Receive up to Rs.1000 instantly on hotel booking
  • Receive 10 reward points on online expenses
  • Receive 20 reward points on train tickets booked via ixigo 
  • Receive 5 reward points on offline purchases
  • Get 1 international and 16 domestic airport lounge access yearly
  •  1% fuel surcharge exemption
  • Convert expenses of Rs.2000 or more into EMI’s

AU Bank Vetta Credit Card ⭐

  • Free priority pass membership 
  • Get one international airport lounge access quarterly 
  • Get one domestic airport lounge access quarterly
  • Get two railway lounge access at selected Indian railway stations quarterly.
  • Redeem reward points against a hotel or a flight booking 
  • Receive 4 reward points on departmental and grocery expenses
  • Spend Rs.2,50,000 yearly and get a voucher worth Rs. 1000
  • Earn 1000 bonus reward points on birthday purchases

Best Shopping Credit Card

AU Altura Credit Card ⭐

  • Spend Rs. 10,000 and get an additional Rs. 50 cashback as welcome benefit
  • Receive 2% cashback on grocery, departmental, and utility bill payments
  • Receive 1% on other expenses
  • Receive 2 railway lounge access quarterly
  • 1% fuel surcharge exemption
  • Convert expenses of Rs.2000 or above into easy EMI’s
  • Get add-on feature for free

AU Altura Plus Credit Card ⭐

  • Spend Rs. 10,000 and get a voucher worth Rs. 500 cashback as welcome benefit
  • Spend a minimum of 100 Rs online and get 2X reward points
  • Swipe card at merchant outlets and receive 1.5% cashback
  • Get two railway lounge access at selected Indian railway stations quarterly
  • 1% fuel surcharge exemption
  • Redeem rewards points into gift vouchers, cashbacks, flight bookings, merchandise, and more.
  • Convert expenses of Rs.2000 or above into easy EMI’s

AU Bank InstaPay Credit Card ⭐

  • Virtual credit card
  • No joining or annual fees
  • Receive 1% cashback on UPI transactions
  • 1% fuel surcharge exemption
  • Receive 48 days of interest-free credit
  • Globally recognised credit card

Best Lifestyle Credit Card

AU Bank LIT Credit Card ⭐

  • First customized credit card
  • Get 3 months free subscription of Zee5, Amazon Prime, and Cult Fit
  • Get 16 domestic airport lounge access yearly
  • Spend Rs.10,000 in a month and cashback of up to Rs.1000
  • 1% fuel surcharge exemption
  • Select any benefit, price, and feature of the card according to your needs
  • Turn off/on any feature of the card whenever you want

Aditya Birla AU Bank Credit Card ⭐

  • Lifetime free credit card
  • Offer a variety of credit under the Aditya Birla category
  • Card features can be customized according to personal preferences
  • Special savings on dining
  • Receive up to 1000 reward points on joining

AU Bank Zenith Credit Card ⭐

  • Once completed 5 retail transactions, receive Zomato Pro Annual Membership
  • On the first retail transaction, get a Rs.1000 voucher
  • Receive 10,000 reward points on completing Rs.1 lakh retail
  • Receive 2500 bonus reward points on your birthday
  • Spend Rs.8,00,000 or more annually and get epicure membership free
  • Get 2 domestic airport lounge access quarterly if fulfilled eligibility criteria
  • Redeem rewards points into gift vouchers, cashbacks, flight bookings, merchandise, and more.
  • Get two railway lounge access at selected Indian railway stations quarterly
  • Receive 10 reward points on departmental and grocery expenses
  • Receive 10 reward points on international expenses
  • Get 20 reward points on dining 

AU Small Finance Bank Credit Cards Charges

Credit CardJoining FeeAnnual Fee
ixigo AU Credit CardNILNIL
AU Bank Vetta Credit CardNILRs.2,999+GST
AU Altura Credit CardRs.199+GST Rs.199+GST
AU Altura Plus Credit Card₹499 + GST₹499 + GST
AU Bank InstaPay Credit CardNILNIL
AU Bank LIT Credit CardNILNIL
Aditya Birla AU Bank Credit CardNILNIL
AU Bank Zenith Credit Card₹7,999 + GST₹7,999 + GST

Eligibility Criteria for AU Small Finance Bank Credit Cards 

Here is the basic eligibility criteria list that’s required for AU Small Finance Bank credit cards:

Age: the minimum age to get a credit card is 21 years. 

Nationality: should be an Indian Citizen 

Residents: Indian 

Employment: Salaried or self-employed individual

Documents: Valid proof of income, identity, and address

Income: Minimum income per month as determined by the bank

Documents required for AU Small Finance Bank Credit Cards 

The following documentation must be presented when applying for an AU Small Finance Bank credit card:

Identity Proof: Aadhar card, PAN card, Passport, Driving License, and Voter ID

Address Proof: Aadhar card, PAN card, Passport, Driving License, and Utility bills

Income Proof: Latest Salary slip, form 16, and ITR

Application process for AU Small Finance Bank Credit Cards

You can either apply online or offline for your preferred credit card. You should follow these steps for a smooth application process:

Online application process

Step 1: Visit the official website of AU Small Finance Bank

Step 2: Select ‘Credit Card’ option

Step 3: Now click on the ‘Apply Now’ icon of your preferred card

Step 4: Start by entering your personal information on the application form.

Step 5: Upload all the required documents

Step 6: Review and submit your form

Step 7: Receive a confirmation mail or text.

Step 8: Wait for verification and approval.

Step 9: Once approved, you’ll receive your credit card at your doorstep.

More details - Findcreditloan.com

Offline application process

Step 1: Visit your nearest AU Small Finance Bank Office.

Step 2: Ask the bank executive to provide details for the credit card.

Step 3: Fill the form and submit all the required documents.

Step 4: Wait for approval.

If your card application is approved, the bank will deliver your card at your doorstep within 10-15 days.

*You can also directly apply for a credit card from the Findcreditloan website.

Frequently Asked Questions (FAQ)

How to apply for an AU Small Finance Bank credit card online?

Step 1: Visit the official website of AU Small Finance Bank

Step 2: Select ‘Credit Card’ option

Step 3: Now click ‘Apply Now’ for your preferred card.

What is the eligibility criteria for an AU Bank Credit Card?

The following criteria should be fulfilled to get an AU Bank Credit Card:

Age should be 21- 60 years.

Should be an Indian citizen.

Should have a stable source of income. 

Salaried or self-employed individual

How to AU Bank credit card limit?

To raise your AU credit card limit, you must submit a limit increment request via their official website, in-person, or by getting in touch with their customer care department.

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