Sky High Benefits: Introducing AU Bank Altura Credit Card

Altura credit card is one such great solution that provides a perfect blend of novelty, confidence, and convenience. With this Bahu-Mukhi card, convenience is at your fingertips. Be it shopping online, dining out with the family, or booking travel tickets, this powerful funding tool is designed to enhance your shopping experience by offering unmatched benefits and rewards. In addition, it has received wide recognition for its innovative features and customer-centric approach, featuring smooth transactions, exciting rewards and enhanced security.

Do you want to experience seamless and secure transactions anytime, anywhere? Say goodbye to the hassle of carrying cash or worrying about currency exchange charges. As the name suggests, there is no limit to your purchasing power with the Altura credit card in your wallet. Launched by AU Small Finance Bank, this cashback credit card combines cutting-edge technology with personalized services to meet the dynamic needs of modern consumers. Let’s find out why the AU Altura credit card is the preferred option for individuals who want to enhance their financial experience.

AU Bank Altura: Where Rewards Reach New Altitudes

Are you curious about the advantages and perks of owning the AU Altura Card? Let us view the top features and benefits this credit card accompanies

Welcome Benefits	5% cashback on retail spending Rs.2,500 within the first 60 days of card generation (maximum up to Rs.150 per statement cycle)
Cashback Offers	*2% cash back on grocery, departmental stores, and utility bill payments. (maximum Rs. 50 per statement cycle) *get 1% cash back on other retail spends *no cash back is earned on fuel, rent, cash, and wallet transactions
Fuel Benefits	*1% fuel surcharge waiver for transactions between Rs.400 and Rs.5,000 at all fuel stations across India. *maximum of Rs. 100 per statement cycle
Milestone Benefits	*earn an additional Rs. 50 cashback on spending Rs. 10,000 in every statement cycle Railway Lounge Access 2 free railway lounge access every quarter to unwind with complimentary refreshments and Wi-Fi before long journeys *use your AU Altura Credit Card at the following railway stations: New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, Agra, Madurai, Asansol, Varanasi
EMI Options	*Easily convert your transactions of Rs. 2,000 or more into EMIs (Equated Monthly Installments) *Call the Customer Care helpline number (1800 1200 1500) to book your XpressEM
Zero Liability Cover	*cardholders are protected against credit card skimming, online frauds, and card counterfeiting after they timely report the loss of their card Additional Advantages *enjoy contactless payments up to Rs. 5000 without PIN entry at partnered merchants *acquire add-on cards for your family members

AU Altura: Where Every Purchase or Tap Takes You Higher

Charges & Fees

Before applying for your Altura Credit Card you must understand the fees and charges associated with it. Take note of the following

FEE TYPE	AMOUNT
Joining Fee	Nil
Annual Fee	Rs. 199 + GST
Interest Rates	3.49% monthly or 41.88% annually
Foreign Currency Markup	3.49% on all international transactions
Over Limit Charges	2.5% or a minimum of Rs. 500
Cash Advance Charges	2.5% of the cash amount withdrawn or a minimum of Rs. 100
Add-On Card Charges	Nil
Minimum Repayment Amount	5% or a minimum of Rs. 100
Reward Redemption Fee	Nil
Re-Issue of Card	Rs. 100
Spend Based Waiver	Spend Rs. 10,000 within the first 90 days of card issuance
Annual Fee Waiver	Spend Rs. 40, 000 or more in the previous year
Late Payment Fee	Less than Rs.100: NilRs.100 to Rs.500: Rs.100Rs.501 to Rs.5,000: Rs.400Rs.5,001 to Rs.20,000: Rs.500More than Rs.20,000: Rs.700

Eligibility & Application Process

Are You Eligible?

Prospective cardholders need to meet the following eligibility conditions set by AU Small Finance Bank:

*Age: 21 and 60 years (for primary applicant), above 18 years (for add-on applicant)
*Nationality: Indian resident

How Can You Apply?

Applying for the AU Bank Altura Credit Card is quick and easy. Follow these steps:

*visit the AU Bank website or visit your nearest branch
*fill out an application form and submit it with supporting documents like Aadhar Card, PAN Card, Driving License, Audited ITR (self-employed), Salary Slips (salaried), Bank Statement, etc.
*If approved, your credit card will be delivered shortly, ready to use

Rise Above the Rest with AU Bank Altura Credit Card

Why Should You Get the AU Bank Altura Credit Card?

*Convenience Redefined
*Flexible Payment Options
*Reward Points
*Cashback Beyond Measure
*Online Account Management
*Lifestyle Privileges
*Enhanced Security Features
*Personalized Services
*Financial Flexibility
*Exceptional 24/7 Customer Support

Other AU Bank Cards you may consider:

CARD NAME	RENEWAL OR ANNUAL FEES	SUITABLE FOR
AU Bank Vetta Credit Card	Rs. 2, 999	Shopping, Travel
AU Altura Plus Credit Card	Rs. 499	Shopping
AU Zenith Credit Card	Rs. 7, 999	Rewards, Travel
AU Lit Credit Card	Nil	Shopping, Travel, Fuel, Movies, Dining

Conclusion: Ascend with Altura Credit Card

The AU Bank Altura Credit Card is more than a payment tool; it is your gateway to financial freedom and lifestyle upgradation. With its unmatched convenience, generous cashback rewards, flexible repayment options, and top-notch security features, Altura empowers individuals to take control of their finances and confidently achieve their goals AU Bank Altura Credit Card

Whether you’re a frequent traveler, a savvy shopper, or a budget-conscious consumer, this card offers a myriad of benefits to suit your lifestyle. So why settle for ordinary? Elevate your financial experience with a powerhouse of benefits tailored to your lifestyle. Apply today for this cashback card and take your first step towards a brighter financial future by AU Bank Altura Credit Card.