Introducing the Axis Bank Atlas Credit Card

Have you ever heard about the Axis Bank Atlas Credit Card? This handy tool helps you buy things effortlessly and manage your money smartly. With this premium travel card, you can shop, dine out, and do lots more while keeping your expenses in check. Furthermore, the Axis Atlas Credit Card offers EDGE Miles in place of reward points. Are you curious?

Offered by Axis Bank, one of the leading banks in India, the Atlas Card is designed to provide users convenience and flexibility when making online and offline purchases. You can use it to pay for things at shops, restaurants, online, and to withdraw cash from ATMs. Are you wondering what makes this card unique and how it can benefit you? Let us discover how this card can make your life easier and more convenient.

Welcome Benefits	*New users get 2,500 EDGE Miles on their first transaction within 37 days of the card issuance
Dining Delights	*a 25% discount at 10,000+ partner restaurants via EazyDiner. *Offer valid on a minimum order value of Rs. 2000 and twice a month
Credit Card Tier	*Silver Membership = On spending less than Rs. 7.5 lakh annually *Gold Membership = On spending between Rs. 7.5 lakh to Rs.15 lakh annually *Platinum Membership = On spending over Rs. 15 lakh annually
Milestone Benefits	*earn up to 10,000 EDGE Miles when you complete a year *2,500 EDGE miles on spending over Rs. 3 lakh in a year *5,000 EDGE miles on spending more than Rs. 7.5 lakh in a year *10,000 EDGE miles when you spend over Rs. 15 lakh in a year *No EDGE miles earned with transactions on Jewellery, Rent, Wallet, Government Institutions,
Complimentary Domestic Airport Lounge Access	*Silver Tier = 8 per annum *Gold Tier = 12 per annum *Platinum Tier = 18 per annum
Complimentary International Airport Lounge Access	*Silver Tier = 4 per annum *Gold Tier = 6 per annum *Platinum Tier = 12 per annum
Rewards Rate	*5 EDGE Miles per Rs. 100 spent on travel expenditure up to Rs. 2 Lakh per month *2 EDGE Miles per Rs. 100 spent on travel expenditure above Rs. 2 Lakh per month 82 EDGE Miles per Rs. 100 spent across all categories

How Can You Convert The Atlas Rewards?

1 EDGE Mile = Rs. 1

You can redeem your accumulated Atlas reward points in the following two ways:

(i) Book flights and hotels via the Axis Travel EDGE platform. A maximum of 150,000 EDGE Miles, 30,000 EDGE Miles for Group A partners, and 1,20,000 EDGE Miles for Group B partners can be transferred to Partner Points within a year.
(ii) You can convert the EDGE miles into partner miles or hotel loyalty points with the following partners:

Group A (Maximum 30,000 EDGE Miles)	Group B (Maximum 1,20,000 EDGE Miles)
Accor Hotels	Air France-KLM (Flying Blue)
Air Canada	Air India (Flying Returns)
Ethiopian AirlinesEtihad	Air AsiaITC
Japan Airlines	IHG Hotels & Resort
Marriott International	Qantas Airways
Qatar Airways	SpiceJet
Singapore Airlines	Vistara
Turkish Airlines
Thai Airways
United Airlines
Wyndham Hotels

Please take note: for the partners mentioned above, 1 EDGE Mile = 2 Partner Points. However, with Marriott Bonvoy, the conversion rate differs, as 2 EDGE Miles = 1 Marriott Bonvoy Point.

Charges & Fees: Crucial to Consider

FEE TYPE	AMOUNT
Joining Fee	Rs. 5000
Renewal Fee	Rs. 5000
Add-on Card Fee	Nil
Card Replacement Fee	Nil
Interest Rates	3.60% per month or 52.86% per annum
Cash Withdrawal Charges	2.5% of the transaction amount or a minimum of Rs. 500
Foreign Currency Markup	3.5% of the transaction value
Cash Payment Fee	Rs. 100
Fuel Surcharge Waiver	1% fuel surcharge waiver (up to Rs. 400) on fuel transactions between Rs. 400 and Rs. 4,000
Late Payment Fee	From Rs. 501 to Rs. 5,000: Rs. 500From Rs. 5,001 to Rs. 10,000: Rs. 750Above Rs. 10,000: Rs. 1,200

Applying for the Axis Bank Atlas Credit Card

Who can get it? Check if you meet the following eligibility guidelines set by Axis Bank before you apply for the Atlas Card.

CATEGORY CRITERIA
Age Primary Cardholder: 18 to 70 years
Add-On Cardholders: 18 years or above
Income Salaried: Net annual income of Rs. 12 lakhs and above
Self-employed: Net annual income of Rs. 15 lakhs and above
Nationality Resident of India

Supporting Documents: Proof of Your Identity, Address, and Income

IDENTITY PROOF Passport, Aadhar Card, Driving Licence, PAN Card, Voter ID
ADDRESS PROOF Aadhar Card, Passport, Ration Card, Driving Licence, Electricity Bill
INCOME PROOF Form 16, Salary Slips, latest IT Return, Bank Statement

Application Process

Getting your hands on the Axis Atlas Credit Card is simple. You need to:

Walk into the nearest ICICI branch with the required documents.
☛Visit the Axis Bank website to apply online
☛Fill out the application form with personal details.
☛Upload the required documents like ID proof, address proof, and income proof for verification.
☛Wait for approval.
☛Once approved, your new Atlas Credit Card will be delivered to your registered address.

Final Thoughts

In conclusion, the Axis Bank Atlas Credit Card offers convenience, flexibility, and rewards to its users. With its easy application process, flexible spending options, exclusive travel features, and lifestyle benefits, it is a great choice if you are looking for a reliable credit card. Whether you want to travel, shop, dine, or pay bills, this verstile card makes spending easier. Just remember to use it responsibly and enjoy the benefits it offers. So, get ready to embark on a journey of financial freedom with the Axis Atlas Credit Card in your wallet.