Credit card is your trusted partner for making purchases or paying for services. Credit card allows you to fulfill your needs and wants on credit i.e. buy now and pay later. Axis Bank provides a variety of credit cards that are tailored to suit your income and lifestyle. Here at Findcreditloan you can find the best Axis Bank credit cards.


Flipkart Axis Bank Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

Introductory Benefits Worth Rs. 600 on Card Issuance


Axis Bank Neo Credit Card

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping | Food

Reward Type

Reward Points

Welcome Benefits

Get 100% cashback up to Rs. 300 on your first utility bill payment within 30 days of getting the card.


Indian Oil Axis Bank RuPay Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Fuel | Shopping

Reward Type

Reward Points

Welcome Benefits

100% cashback (up to Rs. 250) on the first fuel transaction made within 30 days of card issuance.


Axis Bank Rewards Credit Card

Joining Fee

Rs. 1,000 + GST

Renewal Fee

Rs. 1,000 + GST

Best Suited For

Dining | Shopping

Reward Type

Reward Points

Welcome Benefits

5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation


Axis Bank Horizon Credit Card

Joining Fee

Rs. 3,000 + GST

Renewal Fee

Rs. 3,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

5000 EDGE Miles on Spends of ₹1,000 Within the First 30 Days of Card Issuance


Axis Bank Atlas Credit Card

Joining Fee

Rs. 5,000 + GST

Renewal Fee

Rs. 5,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

2,500 Edge Miles on Completing 1 Transaction Within 30 Days of Card Issuance


Axis Bank ACE Credit Card

Joining Fee

Nil for Limited Time

Renewal Fee

Rs. 499 + GST

Best Suited For

Bill Payment

Reward Type

Cashback

Welcome Benefits

N/A


Axis Bank ACE Credit Card

Joining Fee

Nil for Limited Time

Renewal Fee

Rs. 499 + GST

Best Suited For

Bill Payment

Reward Type

Cashback

Welcome Benefits

N/A


Axis Bank SELECT Credit Card

Joining Fee

Rs. 3,000 + GST

Renewal Fee

Rs. 3,000 + GST

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

Get 10,000 EDGE REWARD POINTS on your first transaction of Rs. 2000


Axis Bank Magnus Credit Card

Joining Fee

Rs. 12,500 + GST

Renewal Fee

Rs. 12,500 + GST

Best Suited For

Travel | Dining | Shopping

Reward Type

Reward Points

Welcome Benefits

Choose a gift voucher worth Rs. 12,500 from any one of Luxe, Yatra, or Postcard Hotels


Axis Bank Shoppers Stop Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

First Citizen reward points worth ₹300 upon using the card for the first time within 30 days of issuance.


Axis Bank Vistara Infinite Credit Card

Joining Fee

Rs. 10,000 + GST

Renewal Fee

Rs. 10,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

1 Complimentary Business Class ticket voucher


Axis My Zone Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Movies | Shopping | Food

Reward Type

Reward Points

Welcome Benefits

Free SonyLiv Subscription Worth Rs. 999


Top Axis Bank Credit Cards in Different categories

Axis Bank offers credit cards for every individual, and with the help of Findcreditloan you can find your perfect credit card.

Best Shopping Credit Cards

Flipkart Axis Bank Credit Card⭐

  • Receive 500 Rs worth Flipkart vouchers on first transaction
  • Get up to Rs 100 on first Swiggy order
  • Get 4 domestic lounge access yearly
  • Amazing offers every Wednesday on shopping, travel, and on other categories
  • Convert expenses of Rs 2500 or above into easy EMI’s
  • Get up to Rs 500 on dining across India
  • Exempt annual fee by spending Rs 3,50,000 or more yearly
  • Receive 4% cashback on expenses with partnered brands
  • 5% cashback on purchases made on Flipkart and Cleartrip  

Axis Bank Neo Credit Card ⭐

  • Get up to Rs 300 off on your first utility bill payment
  • Get up to 40% on Zomato twice in a month
  • Pay bills through Paytm and get 5% off monthly
  • Book movie tickets through BookMyShow and get 10% off monthly
  • Order on Blinkit to get 10% discount monthly
  • Get up to Rs 500 on dining across India once a month
  • Receive 1 reward point by spending 200 Rs 

Axis Bank Reward Credit Card⭐

  • 5000 EDGE Reward points as welcome benefit
  • Spend 125 Rs and earn 2 EDGE Reward points
  • 10X EDGE Reward points on departmental and apparel expenses
  • Spend 30,000 Rs or more in a statement monthly cycle and earn 1500 EDGE Reward points
  • Get up to 30% on Swiggy twice in a month
  • Complimentary 2 domestic airport lounge access quarterly
  • Get up to 15% off on dining across India once a month
  • Amazing offers every Wednesday on shopping, travel, and on other categories
  • Receive insurance benefits on luggage, credit card loss, or documentation loss

Axis Bank Shoppers Stop Credit Card ⭐

  • Get exclusive golden glow membership for free
  • Receive the shoppers stop voucher worth 2250 Rs as welcome benefit
  • Get First Citizen reward point on first transaction worth Rs.300
  • Get 15% off on Eazydiner monthly
  • Receive unlimited 12 First Citizen accelerated points on beauty purchases at Shoppers Stop. 
  • Receive unlimited 20 First Citizen accelerated points on private label brand purchases at Shoppers Stop. 
  • Amazing offers every Wednesday on shopping, travel, and on other categories

Best Lifestyle Credit Cards

Axis Bank Ace Credit Card⭐

  • Pay bills through Google Pay and get 5% cashback
  • Order on Swiggy, Zomato, and Ola to get 4% cashback
  • Receive 2% cashback on other spendings
  • Get up to 4 domestic airport lounge access yearly
  • 1% fuel surcharge exemption
  • Convert expenses of Rs 2500 or above into easy EMI’s
  • Get 15% off on dining via Eazydiner
  • Spend 2 lakh or more to waive off annual fee

Axis Bank Select Credit Card ⭐

  • Receive 10,000 EDGE Reward points on first transaction
  • Rs.500 off on BigBasket purchases once a month
  • Get 200 Rs off on Swiggy twice a month
  • Waive off annual fee by spending RS.8,00,000 or more yearly
  • Enjoy complimentary international and domestic airport lounge access
  • Special offers for premium customers
  • Amazing offers every Wednesday on shopping, travel, and on other categories
  • Receive EDGE Reward points on shopping
  • Free 6 complementary golf rounds yearly

Axis Bank Magnus Credit Card ⭐

  • Get joining fee of Rs.12,500 back in the form of a gift voucher 
  • Spend 50,000 Rs in the last three months and get unlimited domestic airport lounge access
  • Up to 30% off on dining across India
  • Receive insurance benefits on luggage, credit card loss, or documentation loss.
  • Free cash withdrawal
  • Get up to 15% off on Oberoi and Trident hotels

Axis Bank My Zone Credit Card ⭐

  • Get a yearly subscription of the Sony LIV app after the first transaction
  • Get Rs.120 off twice a month on Swiggy 
  • Buy one get one movie ticket via the District app
  • Spend Rs.2,999 or more on ajio and get up to Rs.1000 off
  • Get 1 domestic airport lounge access quarterly
  • Spend Rs.200 and earn 4 EDGE Reward points
  • Convert expenses of Rs.1500 or above into easy EMI’s
  • Get up to 15% off on dining across India once a month

Best Travel Credit Cards

Axis Bank Horizon Credit Card ⭐

  • Receive 5000 EDGE Miles on first transaction
  • Receive 1500  EDGE Miles on first anniversary
  • Receive EDGE Miles points on shopping and travel
  • 8 international airport lounge access annually
  • 24 domestic airport lounge access annually if you have a Mastercard 
  • 32 domestic airport lounge access annually if you have a Visa Signature card 
  • Get up to Rs.800 on dining via EazyDiner
  • Amazing offers every Wednesday on shopping, travel, and on other categories

Axis Bank Atlas Credit Card ⭐

  • Receive 2500 EDGE Miles on first transaction
  • Receive 5 EDGE Miles on travel
  • Get up to 25% off on dining via EazyDiner
  • Get international and domestic airport lounge access
  • Worldwide approved card
  • Offer a basic facility by spending a certain amount to be eligible 
  • Premium perks under the tier-based facility

Axis Bank Vistara Infinite Credit Card ⭐

  • Pay joining fee and get a premium economy flight ticket free
  • Get complimentary Maharaja Club Gold Membership
  • Spend Rs.200 and earn 6 Maharaja points
  • Get up to 15% discount on Trident bookings
  • Get up to Rs.1000 off on dining experience
  • Receive 6 free golf rounds yearly
  • Convert expenses of Rs 2500 or above into EMI’s
  • 2 domestic airport lounge access yearly
  • Receive insurance benefits on luggage, credit card loss, or documentation loss.

Best Fuel Credit Card

Indian Oil Axis Bank Credit Card ⭐

  • Receive up to 1250 EDGE Reward points on first fuel transaction
  • Enjoy 4% value back on fuel expenses at IOCL pump across India
  • Spend Rs.100 and earn 5 reward points on online shopping
  • 1% fuel surcharge exemption
  • Book movie tickets on BookMyShow and get up to 10% off instantly
  • Get 15% off on dining via Eazydiner
  • Amazing offers every Wednesday on shopping, travel, and on other categories

Axis Bank Credit Card Charges

Card Name Joining FeeFee
Flipkart Axis Bank Credit CardRs.500Rs.500
Axis Bank Neo Credit CardNILNIL*
Axis Bank Reward Credit CardRs.1000Rs.1000
Axis Bank Shoppers Stop Credit CardRs.500Rs.500
Axis Bank Ace Credit CardRs.499Rs.499
Axis Bank Select Credit CardRs.3000Rs.3000
Axis Bank Magnus Credit CardRs.12,500Rs.12,500
Axis Bank My Zone Credit CardNILNIL*
Axis Bank Horizon Credit CardRs.3000Rs.3000
Axis Bank Atlas Credit CardRs.5000Rs.5000
Axis Bank Vistara Infinite Credit CardRs.10,000Rs.10,000
Indian Oil Axis Bank Credit CardRs.500Rs.500

Eligibility Criteria for Axis Bank Credit Cards 

The eligibility criteria for getting an Axis Bank Credit Card depends upon the type of card you’re applying for. Here is the basic eligibility criteria list that you should meet:

Age: the minimum age to get a credit card is 18 years. 

Nationality: should be an Indian Citizen 

Residents: Indian or NRI 

Employment: Salaried or self-employed individual

Annual Income: Your annual salary determines the type of credit card you’re eligible for. Also, the limit of your credit card is dependent upon your annual salary.

Documents required for Axis Bank Credit Cards

While applying for an Axis Bank Credit Card, you need to present the following documents:

Identity Proof: Aadhar card, PAN card, Passport, Driving License, and Voter ID

Address Proof: Aadhar card, PAN card, Passport, Driving License, and Utility bills

Income Proof: Latest Salary slip, form 16, and ITR

Application process for Axis Bank Credit Cards

You can either apply online or offline for your preferred credit card. You should follow these steps for a smooth application process:

Online application process

Step 1: Visit the official website of Axis Bank

Step 2: Select ‘Credit Card’ option

Step 3: Now click on the ‘Apply Now’ icon of your preferred card

Step 4: To begin with, fill out your application form with your necessary details

Step 5: Submit the form and wait for approval.

If your card application is approved, the bank will deliver your card to your mailing address within 10-15 days.

More details - Findcreditloan.com

Offline application process

Step 1: Visit your nearest Axis Bank Office.

Step 2: Ask the bank executive to provide details for the credit card.

Step 3: Fill the form and submit all the required documents.

Step 4: Wait for approval.

If your card application is approved, the bank will deliver your card to your mailing address within 10-15 days.

*You can also directly apply for a credit card from the Findcreditloan website.

Frequently Asked Questions (FAQ)

How to apply for an Axis Bank Credit Card?

You can apply for a credit card online, in-person at a branch, or through customer support service. Once your application is approved, you’ll receive it within 10-15 working days.

How do you get a Flipkart Axis Bank credit card?

If you want a Flipkart Axis Bank Credit Card first check the eligibility criteria. If you pass the eligibility criteria then you can apply offline by visiting the brand or by contacting customer support service. You can also apply online through their official website.

How to increase the Axis Bank Credit Card limit? 

The limit offered on your credit card is decided by the bank after going through your documentation and application form. After your application form verification you’re assigned a credit limit which you can only check after form approval. If you want to increase your card limit above the given limit then you should contact the bank online or offline as per your convenience. 

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