Navigating Finances with Axis Bank Neo: Your Path to Smart Spending
Have you heard about the Axis Bank Neo Credit Card? This credit card offered by Axis Bank is your passport to a world of convenience, smart spending, and exciting rewards. Additionally, credit cards can be a helpful tool for managing finances and making purchases more convenient. It is like having a magic wallet that lets you borrow money from the bank for a short time. That’s precisely what the Axis Neo Credit Card does!
Neo Magic: Introducing the Axis Bank Neo Credit Card
Are you eager to know about the features and benefits of Axis Bank Neo Credit Cards? Take note of the following:
Welcome Benefits for Cardholders
Get a 100% cashback up to Rs. 300 on utility bill payment. Furthermore, you can use this advantage if you make the first transaction within the first 30 days from the date of issue.
Discounts on Utility Bill Payments With Amazon Pay
5% off on mobile/broadband and DTH recharge through AmazonPay (maximum Rs. 150 per month on minimum transaction of Rs. 299)
Eating-Out
Dine out with friends and family with 15% ( up to Rs. 500) off at partner restaurants on a minimum order value of Rs. 1500. You can use this twice per month.
40% (maximum Rs. 120) off on delivery from Zomato twice a month for Rs. 200 and more. Use the coupon code ‘AXISNEO’
Fuel Surcharge Waiver
1% fuel surcharge waiver (maximum Rs. 400 per month) at any fuel station for all fuel transactions ranging from Rs. 400 and Rs. 4,000
Benefit from ‘Power of 10’
You can enjoy various discounts with your credit card, such as 10% off (up to Rs. 250) on a minimum spend of Rs. 750 on Blinkit monthly. Additionally, you’ll receive 10% off on a minimum shopping of Rs. 999 on Myntra. Furthermore, you can also enjoy 10% off (maximum Rs. 100 a month) on movie tickets when booking through BookMyShow.
UPI Spends
You can get the Axis Bank Neo Credit Card in the RuPay version too. Hence, link this card to your UPI application and make easy payments through your mobile phones.
Zero Lost Card Liability
You won’t be responsible for any fraudulent transactions made with the card if reported as lost or stolen to the bank timely.
EMI Options
Convert high-value purchases into easy monthly installments (EMIs). The transaction should be over Rs. 2500 through the Neo Credit Card.
Neo Power: Unveiling the Axis Bank Advantage- rewards
You earn 1 EDGE REWARD point on every Rs. 200 spent, with exceptions such as fuel transactions, EMI transactions, wallet reloads, etc. Additionally, 1 EDGE REWARD Point equals Re. 0.20. As a result, you can redeem these points for vouchers, discounts, cashback, and a variety of other exciting products.
Charges
Besides benefits, the Axis Bank Neo Credit Card also accompanies annual fees, late payment charges, over-limit fees, and foreign currency transaction fees. However, carefully reviewing these charges is advisable to avoid any surprises later.
Joining Fee: Rs. 250
Annual Fee: Rs. 250
Interest Rate: 3.6% per month
Foreign Currency Markup Fee: 3.5% of the transaction amount
Cash Withdrawal Fee: 2.5% of the withdrawn amount (minimum of Rs. 500)
Eligibility Criteria
To apply for the Axis Neo Credit Card, applicants need to meet the eligibility criteria set by the bank. These criteria include age, income, credit score, and residency status. Thus, checking and ensuring you meet these requirements before applying is essential.
Age must be between 18- 70 years
You must be salaried or self-employed
You must be a resident of India or a non-resident Indian
You need to submit the following documents to apply:
Pan Card or Form 60
Address Proof- Aadhaar Card, utility bills, Passport, etc.
Income Proof- Form 16, current salary slip, latest ITR, etc.
How to Apply
The application process for the Lifetime Free Axis Bank Neo Credit Card is straightforward. To begin, you can log on to the Axis Bank website or visit the nearest Axis Bank branch. Then, fill out the application form with correct personal details like your name, address, income, etc. Afterward, submit authentic documents such as ID proof, address proof, and income proof. Finally, if your application is approved, you’ll receive your Neo Credit Card.
Summing Up: Unlocking Possibilities with the Neo Credit Card Experience
The Axis Bank Neo Credit Card is a handy tool that makes your shopping experience hassle-free, safe, and rewarding. Moreover, with its easy application process, alluring benefits, and online account management features, it’s a great choice if you’re looking for your first credit card. Remember to always pay your bills on time and avoid overspending. By using it responsibly, it can be a valuable asset in managing your finances securely. So, why not consider getting one today and enjoy its perks?
