Bank of Baroda is one of the top banks in India, providing advanced banking services to manage financial elements in a convenient way. They value your time and try to provide smooth banking services. 

Their Credit Card Status portal allows you to track your credit card application in real time. The user just needs to enter their application reference number, and that’s it. You will receive updated information on the progress of your application. 

You have various methods to check your Baroda credit card status. Their simple user interface ensures a smooth experience. Explore the convenience of tracking your credit card status online and experience banking excellence with BOB. Here is how: 

#1 Required details for tracking BOB credit card 

It is quite simple to track the BOB Credit Card application. You can follow your card application with your mobile number. If you do not currently use that mobile number, you can still track it using your application number or PAN number in bank of baroda credit card status check.

So the requirements are simple:

• Mobile number 
• Application number
• PAN number

#2 Tracking credit card application status 

The customer has two options to track their Bank of Baroda credit card application status. You can use either online or offline methods. Online methods are simple and more convenient.

Steps to check BOB credit card status online: 

Customers can simply follow the status of their BoB credit card application on the Official Bank of Baroda website. BOB Financial is solely dedicated to credit cards. This approach requires you to keep your application number with you. You can track the status of your credit card application at your convenience. Follow these three simple steps.

1. To begin the registration process, go to the official Bank of Baroda Financial website.
2. Scroll down and click on Track Your Card Application.
3. You will be brought to a new page. 
4. Enter your application number and click on Get Details.
5. Your application details and current status will be displayed here. 

#3 Steps to check BOB credit card status offline:

Customers can verify the status of their Baroda Credit Card Status application using offline channels. BOB customers have a customer service call option and email. If you prefer to visit the bank branch, you can go for it.

#4 Call Customer Care:

You can contact BoB Credit Card customer service regarding any Baroda card status inquiry. Simply follow the steps mentioned below:

1. Contact Baroda credit card customer service at 1800 5700 or 1800 5000.
2. Domestic Customers Calling from Abroad can use 91 79-66296009.
3. Follow the IVR instructions to connect with a bank customer service representative.
4. Provide the executive with your credit card application number and ask for details.

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#5 Via email:

To verify the status of your credit card application without calling, send an email to 

ifscbu@bankofbaroda.comor relations.ibu@bankofbaroda.com. Remember to provide your Application Reference Number in the subject line. 

In the letter, explain why you are writing and include any other relevant information about the credit card application. 

Visit the bank branch:

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If you want to Track Baroda credit card application, go to the nearest Bank of Baroda branch.  When you visit the branch, keep your application number with you. It will make it easier for the bank representative to provide you with information on your credit card application. 

#6 The status of your BOPB credit card application might be: 

• In-Progress: This indicates the bank is currently processing your application. 

• On-Hold: The Bank may place your credit card application on hold if it is incomplete. To finish the transaction, the bank will request you to submit the relevant documentation. 

• Authorized: When the bank accepts your application, the authorized status will be displayed on your smartphone screen. 

• Disapproved: The bank may reject your application for various reasons. It may include failed verification or incorrect papers linked to the application. Sometimes, customers may fail to meet eligibility requirements, and so on. In such a case, the unapproved status will appear on the screen.

• No record found:  You may have entered the incorrect application number while tracking the application status. In this case, no record status is displayed on the screen. You can retry after some time. Enter the right application number to track the Baroda credit card status. 

• Dispatched: Once your credit card application is approved, the bank will ship your credit card to your address. You will receive an SMS to your registered mobile number for confirmation. This is to inform you that the credit card has been dispatched. They also provide you with the Airway Bill number. You can track your shipment details using the number on the courier partner website check Baroda Credit Card Status. 

#7 Who can apply for a Bank of Baroda credit card?

You should remember a few things to apply for a Bank of Baroda credit card for the first time. People who apply after a rejection should also check these things. These will affect your credit card acceptance. Some of these include:

1. Eligibility: To apply for a credit card with the Bank of Baroda, check if you fulfill all of the eligibility conditions. The candidate’s age should be 18 to 65 years old.
2. Credit Score: Credit score or CIBIL score are the most important indicators. A bank analyzes these scores to determine whether you are qualified for a credit card or not.  A credit score provides an overview of your credit eligibility. Bank of Baroda will inquire with your credit bureau to find out about your credit score.  If there are conflicts or mistakes in your credit report, it will immediately affect your credit score. If you find an error, correct it before applying for a credit card. Applicants who are able to maintain a reasonable credit history and a strong credit score have better chances of obtaining a Baroda Credit Card Status.
3. Spending Patterns: A range of credit cards are made to meet the spending patterns of a client. For example, there are credit cards for those who travel or shop. They are rewarded with miles or cashback to the consumer, respectively. So it is wise to know ahead of time what type of credit card will best suit your spending habits. 
4. Income Status: Candidates applying for a credit card should have a stable income. Owning a credit card can increase your spending. Customers should be aware of that and act responsibly. 
5. To conclude: The above-mentioned are the simple steps to check your Baroda credit card status. Stay informed and take control of your financial journey with Bank of Baroda’s efficient and transparent services.

Verify the eligibility before applying for a credit card. Cross check your submitted documents to avoid rejections. Choose the suitable credit card as per your preferences to make the most of it. BOB’s customer support will always be there to assist you!  

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