Bank of Baroda Credit Cards - Features & Apply Online

Bank of Baroda offers different types of credit cards that meet the requirements of every individual. BOB offers various cards that have attractive benefits like rewards, cashbacks, membership, deals, or free vouchers. You can choose any Bank of Baroda Credit Cards based upon your eligibility, spending, lifestyle, or income. Below are some of the best credit cards offered by BOB that you can choose from.

List of Best BOB Credit Cards 

Best Travel Credit Card

BOBCARD Premier Credit Card ⭐

Receive welcome benefit of 2000 Reward points  Add up to 3 family members  5X reward points on travel spends 1% fuel surcharge exemption Convert reward points into cashbacks  4 free domestic airport lounge access Convert expenses of Rs 2500 or above into simple EMI’s Get 50 days free of interest credit w.e.f purchasing date

BOBCARD Eterna Credit Card ⭐

Receive free FitPass Pro membership as welcome benefit Get 20,000 bonus reward points by spending Rs.5,00,000 yearly Complimentary domestic lounge access  Get a buy one get one on movie tickets 1% fuel surcharge exemption No liability on lost card 5X reward points on travel expenditure 5X reward points on dining indulges

IRCTC RuPay BOB Credit Card ⭐

Get 500 joining reward bonus points Access to 4 railway lounges yearly 4 reward points on expenses of grocery and departmental store Receive 40 reward points on ticket booking through IRCTC app Add up to 3 family members for a lifetime Minimum joining and renewal fees

Best Shopping Credit Card

BOBCARD Easy Credit Card ⭐

0.5% cashback on payment of credit card bill Minimum joining and renewal fees Spend 100 Rs on shopping and get up to 5 reward points Convert expenses of Rs 2500 or above into simple EMI’s Add up to 3 family members for a lifetime Spend 100 Rs on the movie and get 5 reward points

BOBCARD Select Credit Card ⭐

Convert reward points into cashbacks and gift vouchers Convert expenses of Rs 2500 or above into simple EMI’s Receive 5X or more reward points on online shopping, dining or bill payments Get 1 reward point on other expenses Get up to 3 add-on members for lifetime Waive off annual fee by spending Rs 70,000 or more yearly

Snapdeal BOB Credit Card ⭐

Receive the Snapdeal vouchers worth 500 Rs  1% fuel surcharge exemption Get up to 3 add-on members for lifetime Convert expenses of Rs 2500 or above into EMI’s  Get 4 reward points on expenses at grocery and departmental stores Receive 5% unlimited cashback on Snapdeal purchases

Exclusive Credit Card

BOBCARD Tiara Credit Card ⭐

Especially designed for Women Free 6 months Fitpass Pro Membership Unlimited domestic lounge access Free Amazon Prime, Gaana Plus, and other entertainment app yearly membership Receive a quarterly discount of 500 Rs on shopping apps Get 1500 Rs quarterly discount on Lakme salon Convert reward points into cashbacks and gift vouchers

Indian Army Yoddha BOB Credit Card ⭐

Especially designed for Indian Army Personnel Free 6 months Fitpass Pro Membership Convert reward points into cashbacks and gift vouchers Access the yearly 8 domestic lounge for free Get 5X reward points on departmental expenses Convert expenses of Rs 2500 or above into EMI’s  Get up to 3 add-on members for lifetime

Eligibility Criteria for BOB Credit Cards 

The eligibility criteria for getting a BOB Credit Card depends upon the type of card you’re applying for. However, criteria like age, nationality, and credit score remain the same for all the customers. Here is the basic eligibility criteria list that you should meet:

Age: the minimum age to get a credit card is 18 years. 

Nationality: should be an Indian Citizen 

Employment: Salaried or self-employed individual

Annual Income: Your annual salary determines the type of credit card you’re eligible for. Also, the limit of your credit card is dependent upon your annual salary. 

Documents required for BOB Credit Cards

While applying for BOB Credit Cards you need to present the following documents:

Identity Proof: Aadhar card, PAN card, Passport, Driving License, and Voter ID

Address Proof: Aadhar card, PAN card, Passport, Driving License, and Utility bills

Income Proof for Salaried Person: 3 months bank statement and 3 months salary slip

Income Proof for Self-Employed Person: Income Tax Return

Application process for BOB Credit Cards

You can apply either Online or Offline for your preferred credit card. You should follow these steps for a smooth application process:

Online application process

Step 1: Visit the official website of BOB

Step 2: Select option ‘Credit Card’ 

Step 3: Now click on the ‘Apply Now’ icon for your preferred card

Step 4: To begin with, fill out your application form with your necessary details

Step 5: Upload your e-sign 

Step 6: Complete your form with Video KYC process

If your card application is approved, the bank will deliver your card to your mailing address within 10-15 days.

Offline application process

Step 1: Visit your nearest BOB or your branch office.

Step 2: Ask the bank executive to provide details for the credit card application.

Step 3: Fill the form and submit all the required documents.

Step 4: Wait for approval.

If your card application is approved, the bank will deliver your card to your mailing address within 10-15 days.

More Details - findcreditloan.com

Frequently Asked Questions (FAQ)

How to apply for a Bank of Baroda Credit Card?

You can easily apply for a BOB credit card through online mode, via customer service, or by directly visiting the bank. 

Which is the best credit card of Bank of Baroda?

BOB has a wide range of credit cards for every individual. To pick the best credit card, you should always compare different card benefits, features, or rewards and then pick the card that best suits your lifestyle and needs. Also, do not forget to check the eligibility criteria of the card you’re interested in.

How to redeem Bank of Baroda credit card reward points?

 Once you have accumulated 500 or more reward points, you can easily redeem them by logging into the official website of BOB and requesting reward points redemption. You can also request redemption via the customer support service. Reward points can also be redeemed at partner outlets or on their websites. You can use your reward points for shopping, travelling, or even convert them into cashback.