Best HDFC Bank Credit Cards : Benefits & Top Offer!

India’s leading private bank, HDFC Bank is one of the highly chosen private banks among Indian users. HDFC Bank offers different credit cards for different individuals to fulfill their needs and demands with numerous perks like cashback, reward points, complimentary memberships and much more. HDFC Bank offers Lifestyle, travel, fuel saving credit cards, and many more to help you maximize your spending.

List Of Top HDFC Bank Credit Cards

Here’s the list of Best HDFC Credit Cards in different categories. 

Best Premium Credit Cards

Best Lifestyle Credit Cards

Best Shopping Credit Card

Best Cashback Credit Cards

Best credit card for Fuel

Best credit card for Travel

Eligibility Criteria for HDFC Bank Credit Card

The eligibility criteria for getting a HDFC Bank Credit Card depends upon the type of card you’re willing to purchase. However, criteria like age, nationality, credit score remains the same for all the customers. Here are the basic eligibility criteria list that you should meet:

Age: minimum age to get a credit card is 21 years. 

Nationality: should be an Indian Citizen 

Employment: Salaried or self-employed individual

Annual Income: Your yearly salary determines the type of credit card you’re eligible for. Also, the limit of your credit card is also dependent upon your annual salary. 

Residents: Indian or NRI 
 

Documents required for HDFC Credit Card 

While applying for HDFC Credit Card you need to present the following documents:

Identity Proof: Aadhar card, PAN card, Passport, Driving License, and Voter ID

Address Proof: Aadhar card, PAN card, Passport, Driving License, and Utility bills

Income Proof for Salaried Person: 3 months bank statement and 3 months salary slip

Income Proof for self-employed Person: Income Tax Return

Application process for HDFC Credit Card

You can apply either Online or Offline for your preferred credit card. You should follow these steps for a smooth application process:

Online Application Process

Step 1: Visit the official website of HDFC Bank

Step 2: Select credit card page

Step 3: Select the card you wish to apply for 

Step 4: Read all the related details of the card

Step 5: Now click on the ‘Apply Now’ icon

Step 6: To begin with your application, fill your contact number, DOB, and PAN Card number

Step 7: Fill out the application form with all the required details 

Step 8: Lastly submit your application form.

HDFC Bank will update you within 5-7 working days once they receive your application form. If your card application is approved, the bank will deliver your card on your mailing address within 10-15 days.

More details - Findcreditloan.com

Offline Application Process

Step 1: Visit your nearest HDFC Bank or your branch office.

Step 2: Ask the bank executive to provide you details for the credit card application.

Step 3: Fill the form and submit all the required documents.

Step 4: Complete KYC process.

Step 5: Wait for approval.

If your card application is approved, the bank will deliver your card on your mailing address within 10-15 days.

Frequently Asked Questions (FAQ)

How to apply for a credit card at HDFC Bank ?

You can either apply online through HDFC Bank's official website or visit the nearest branch office directly. However, you should always check the eligibility criteria before applying for a credit card.

How to redeem HDFC Bank Credit Card Points ?

Once you have earned the required credit card reward points you can easily redeem them through HDFC Bank Website or by calling customer support service. Your credit card points can be redeemed on shopping, air ticket booking, movies, dining, and many other services. 

Which is the best credit card of HDFC Bank ?

HDFC offers different credit cards for different individuals. All the credit cards offered by HDFC Bank are tailored to suit your needs. The best credit card for you is the card that matches your annual income and lifestyle needs. HDFC Bank provides basic to premium credit cards that you can pick according to your spendings and lifestyle.