Would you like a credit card that allows you to earn rewards and save money on your purchases? You may accomplish it with ICICI Bank Credit Cards. Both amateur and experienced cardholders can utilize the credit cards offered by ICICI Bank. Rewards like reward points, free lounge access, membership privileges, and much more are available with the ICICI credit card. Every category has credit cards, including fuel, shopping, travel, etc. Findcreditloan is here to assist you in selecting the appropriate credit card. All of the best ICICI Bank credit cards, along with their features and advantages, are listed below


Amazon Pay ICICI Bank Credit Card

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

Cashback and Discounts Up to Rs. 2,000 and Free 3-Month Prime Membership


ICICI Bank Platinum Chip Credit Card

Joining Fee

NIL

Renewal Fee

NIL

Best Suited For

Dining

Reward Type

Reward Points

Welcome Benefits

N/A


Chennai Super Kings ICICI Bank Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

2,000 bonus Reward Points.


Emirates Skywards ICICI Bank Sapphiro Credit Card

Joining Fee

Rs. 5,000 + GST

Renewal Fee

Rs. 5,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

5,000 bonus Skyward Miles and complimentary Emirates Skywards Silver Tier membership.


ICICI Bank Coral Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Movies | Dining

Reward Type

Reward Points

Welcome Benefits

N/A


MakeMyTrip ICICI Bank Credit Card

Joining Fee

₹999 + GST

Renewal Fee

₹999 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

₹1,000 MMT Voucher and MMTBLACK Gold Tier Membership


ICICI Bank HPCL Super Saver Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Fuel | Shopping

Reward Type

Reward Points

Welcome Benefits

2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least Rs. 5,000 within the first 45 days of card issuance; Rs. 100 cashback on HP Pay app on the first fuel purchase of Rs. 1,000 or more.


Adani One ICICI Bank Platinum Credit Card

Joining Fee

Rs 750 + GST

Renewal Fee

Rs 750 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Hotel Voucher Worth ₹1,000. Flight Voucher Worth ₹2,000 on Spends of ₹10,000.


Adani One Signature Credit Card

Joining Fee

Rs. 5,000 + GST

Renewal Fee

Rs. 5,000 + GST

Best Suited For

Movies | Travel

Reward Type

Adani Reward Points

Welcome Benefits

Hotel and Holiday Voucher Worth ₹2,000 Each. ₹5,000 Flight Voucher on Spends of ₹25,000 Within 60 Days of Card Activation


ICICI Bank Sapphiro Credit Card

Joining Fee

₹6,500 + GST

Renewal Fee

₹3,500 + GST

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

Exclusive Travel & Shopping Vouchers Worth More than ₹9,500 (From Tata CliQ, EaseMyTrip, Uber, Croma)


Best ICICI Bank credit cards

The Best ICICI Bank credit cards in each category are listed here.

Best Travel credit card

Emirates Skywards ICICI Bank Sapphiro Credit Card ⭐

  • Receive 5000 bonus Skywards Miles as welcome benefit
  • Free Emirates Skywards Silver Tier Membership on joining
  • Spend Rs.5 lakh annually and get upgraded to Emirates Skywards Gold Tier Membership
  • Receive buy one get one movie ticket booked via BookMyShow
  • 2 domestic airport lounge access each quarter
  • 2 international airport lounge access in a year
  • Complimentary Priority Pass membership 
  • 1% fuel surcharge exemption at HPCL
  • Spend 100 rupees on retail and earn 2 skyward miles
  • Earn 1 skyward miles on utility and insurance expenses

Adani One Signature Credit Card ⭐

  • Spend Rs.25,000 in 2 months of joining and get a flight voucher worth Rs.5000
  • Receive a hotel voucher and holiday day voucher worth Rs.2000 each upon card activation
  • 4 domestic airport lounge access each quarter
  • 2 international airport lounge access each quarter
  • Complimentary 2 Pranaam meet and greet services
  • Complimentary 4 valet parking service at airports yearly
  • Complimentary 4 premium car parking yearly on card activation
  • Receive 4 premium lounge upgrades quarterly
  • Get up to Rs.500 on movie ticket booking on BookMyShow
  • Spend Rs.6 lakhs or more in a year and waive off annual fee
  • Earn 7% reward points on Adani One Services
  • Earn 2% reward points on international expenses
  • Earn 1.5% reward points on domestic expenses
  • Earn 0.5% reward points on utility and insurance expenses
  • 1% fuel surcharge exemption

Adani One Platinum Credit Card ⭐

  • Spend Rs.10,000 in 2 months of joining and get a flight voucher worth Rs.2000
  • Spend Rs.20,000 in 2 months of joining and get a holiday voucher worth Rs.2000
  • Spend Rs.5000 in 2 months of joining and get a hotel voucher worth Rs.1000
  • 8 domestic airport lounge access in a year
  • Get up to Rs.100 on movie ticket booking on BookMyShow
  • 1% fuel surcharge exemption
  • Complimentary 2 valet parking in a year
  • Receive 2 premium lounge upgrades quarterly
  • Complimentary 4 porter service at Adani-managed airports
  • Complimentary 2 premium parking yearly on card activation
  • Earn 3% reward points on Adani One Services
  • Earn 1.5% reward points on international expenses
  • Earn 1% reward points on domestic expenses
  • Earn 0.5% reward points on utility and insurance expenses

MakemyTrip ICICI Bank Credit Card ⭐

  • Pay joining fee and get a makemytrip voucher worth Rs.1000
  • Get one year MMTBLACK Gold Membership
  • Spend Rs.3 lakhs in a year and waive off annual fee
  • Pay annual fee and get a makemytrip hotel voucher worth Rs.1000
  • 8 domestic airport lounge access in a year
  • 1 international airport lounge access yearly
  • Purchase 1 movie ticket and get up to Rs.150 off on your second ticket if booked via BookMyShow or INOX
  • Earn 6% Mycash on hotel booking done through makemytrip
  • Earn 3% Mycash on train, flight, or bus booking done through makemytrip
  • Earn 1% Mycash on other expenses
  • Enjoy 3 months no cost EMI on makemytrip

Best Lifestyle credit card

ICICI Bank Sapphiro Credit Card ⭐

  • Receive gift voucher or loyalty program membership as welcome benefit
  • Spend Rs.4 lakhs or more in a year and earn 4,000 reward points
  • Complimentary 4 domestic airport lounge access quarterly
  • Get 2 international airport lounge access yearly
  • Free Priority pass membership
  • Receive buy one get one movie ticket offer on bookmyshow
  • Receive 1 golf round every month
  • Get free air travel insurance benefits
  • Earn 4 reward points on international expenses
  • Earn 2 reward points on domestic expenses
  • Earn 1 reward point on utility and insurance expenses
  • Enjoy 1% fuel surcharge exemption

ICICI Bank Coral Credit Card ⭐

  • Earn 1000 bonus reward points by spending Rs.1 lakh annually
  • Spend Rs.2 lakh and get 2000 reward points
  • Free 4 domestic airport lounge access yearly
  • Free 4 railway lounge access yearly
  • Receive a discount of 15% or more on dining at selected restaurants (minimum Transaction of Rs.2500)
  • Buy two movie tickets on BookMyShow and get Rs.100 off twice a month
  • Spend Rs.1.5 lakhs or more in a year and waive off annual fee
  • 1% fuel surcharge exemption at HPCL
  • Get 2 reward points on Rs.100 expenses
  • Get 1 reward point on utility and insurance expenses

Other special credit card

ICICI Bank Platinum Chip Credit Card ⭐

  • Suitable for dining
  • Lifetime free credit card
  • Get up to 15% off on dining at selected restaurants
  • Get 2 reward points on Rs.100 expenses
  • Get 1 reward point on utility and insurance expenses
  • 1% fuel surcharge exemption

Chennai Super Kings ICICI Bank Credit Card ⭐

  • Exclusive sports credit card for CSK fans
  • Pay joining fee and receive 2000 bonus reward points
  • Free 4 domestic airport lounge access yearly
  • Buy two movie tickets on BookMyShow and get Rs.100 off twice a month
  • Two monthly highest spenders will receive a marquee player autographed memorabilia
  • Chance to get a CSK home ground match ticket 
  • Chance to meet CSK team player
  • Get a chance to attend CSK team practice sessions
  • Waive off annual fee by spending Rs.1.5 lakh annually
  • Get 2 reward points on Rs.100 expenses
  • Get 1 reward point on utility and insurance expenses
  • Earn 10 reward points on CSK match day expenses (fuel excluded)
  • 1% fuel surcharge exemption

Amazon Pay ICICI Bank Credit Card ⭐

  • Suitable for shopping
  • Lifetime free credit card
  • Amazon Prime members get 5% cashback on purchases
  • Non-Amazon prime members get 3% cashback on purchases
  • 1% cashback on all offline and online transactions (except fuel)
  • 5% off on hotel and flight bookings
  • Get at least 15% off on selected restaurants dining
  • 3 months prime membership free on joining
  • Cashbacks and discounts up to Rs.2000 as welcome benefit

HPCL Super Saver Credit Card  ⭐

  • Suitable for fuel expenses
  • Pay joining fee and spend minimum Rs.5000 in 45 days to get 2000 reward points
  • Get Rs.100 cashback on first fuel transaction (minimum transaction of 1000rs)
  • Get 4% cashback on fuel transactions at HPCL pumps
  • Get 1% fuel surcharge exemption
  • 4 domestic airport lounge access yearly
  • Get 25% off on movie ticket booking on BookMyShow or INOX
  • 24x7 Road Assistance service free
  • Earn 20 reward points on departmental and utility bill expenses
  • Earn 2 reward points on domestic and international expenses

ICICI Bank Credit Cards Charges

Credit CardJoining FeeAnnual Fee
Emirates Skywards ICICI Bank Sapphiro Credit CardRs.5000Rs.5000
Adani One Signature Credit CardRs.5000Rs.5000
Adani One Platinum Credit CardRs.750Rs.750
MakemyTrip ICICI Bank Credit CardRs.999Rs.999
ICICI Bank Sapphiro Credit CardRs.6500Rs.3500
ICICI Bank Coral Credit CardRs.500Rs.500
ICICI Bank Platinum Chip Credit CardNILNIL
Chennai Super Kings ICICI Bank Credit CardRs.500Rs.500
Amazon Pay ICICI Bank Credit CardNILNIL
HPCL Super Saver Credit CardRs.500Rs.500

*All charges are subjected to GST

Eligibility Criteria for ICICI Bank Credit Cards

Here is the basic eligibility criteria list that’s required for ICICI Bank Credit Cards:

Age: the minimum age to get a credit card is 21 years

Employment: Salaried or self-employed 

Nationality: should be an Indian Citizen 

Income Requirement: Salaried- ₹ 2,40,000p.a 

                                       Self-employed- ₹ 3,60,000p.a

Documents required for ICICI Bank Credit Cards

The following documentation must be presented when applying for ICICI Bank Credit Cards:

Identity Proof: Aadhar card, PAN card, Passport, Driving License, and Voter ID

Address Proof: Aadhar card, PAN card, Passport, Driving License, and Utility bills

Income Proof: Latest Salary slip, form 16, and ITR

Application process for ICICI Bank Credit Cards

You can either apply online or offline for an ICICI Bank credit card.

Online procedure for credit card application

Step 1: Visit the official website of ICICI Bank

Step 2: Select the ‘Credit Card’ option

Step 3: Choose the type of card you want

Step 4: Now click on ‘Apply Now’

Step 5: Fill in the application form

Step 6: Submit your form and required documents

Step 7: Wait for verification and approval.

If approved, you’ll receive your credit card at your doorstep.

Offline process

Step 1: Visit your nearest ICICI Bank Office.

Step 2: Ask the bank executive to provide details for the credit card.

Step 3: Fill the form and submit all the required documents.

Step 4: Wait for approval.

If your card application is approved, the bank will deliver your card at your doorstep. 

*You can also directly apply for a credit card from the Findcreditloan website.

Frequently Asked Questions (FAQ)

Can I convert my ICICI bank credit card purchases into EMI?

Yes, you can convert your purchases into easy EMIs by using ICICI Bank's ‘EMI on Call’ facility. You can access this feature through the mobile app, internet banking, or contacting ICICI Bank customer care.

How can I increase my ICICI credit card limit?

You have three options for increasing your card's credit limit: requesting online, visiting the branch in person, or by getting in touch with customer service. However, your credit card limit is determined by your credit utilization ratio, credit score, payment history, and the card you have selected.

Can I get an ICICI credit card with a low salary?

An ICICI credit card requires a minimum yearly salary of Rs. 2.5 lakhs. You can apply for an ICICI credit card if your yearly income is at least Rs. 2.5 lakhs. But the minimum salary requirements also vary from card to card. Therefore, before applying for a credit card, you should carefully review the eligibility requirements.

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