ICICI Bank Credit Cards : Apply Now | Check Eligibility & Features
Would you like a credit card that allows you to earn rewards and save money on your purchases? You may accomplish it with ICICI Bank Credit Cards. Both amateur and experienced cardholders can utilize the credit cards offered by ICICI Bank. Rewards like reward points, free lounge access, membership privileges, and much more are available with the ICICI credit card. Every category has credit cards, including fuel, shopping, travel, etc.
Findcreditloan is here to assist you in selecting the appropriate credit card. All of the best ICICI Bank credit cards, along with their features and advantages, are listed below
2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least Rs. 5,000 within the first 45 days of card issuance; Rs. 100 cashback on HP Pay app on the first fuel purchase of Rs. 1,000 or more.
Receive buy one get one movie ticket offer on bookmyshow
Receive 1 golf round every month
Get free air travel insurance benefits
Earn 4 reward points on international expenses
Earn 2 reward points on domestic expenses
Earn 1 reward point on utility and insurance expenses
Enjoy 1% fuel surcharge exemption
ICICI Bank Coral Credit Card ⭐
Earn 1000 bonus reward points by spending Rs.1 lakh annually
Spend Rs.2 lakh and get 2000 reward points
Free 4 domestic airport lounge access yearly
Free 4 railway lounge access yearly
Receive a discount of 15% or more on dining at selected restaurants (minimum Transaction of Rs.2500)
Buy two movie tickets on BookMyShow and get Rs.100 off twice a month
Spend Rs.1.5 lakhs or more in a year and waive off annual fee
1% fuel surcharge exemption at HPCL
Get 2 reward points on Rs.100 expenses
Get 1 reward point on utility and insurance expenses
Other special credit card
ICICI Bank Platinum Chip Credit Card ⭐
Suitable for dining
Lifetime free credit card
Get up to 15% off on dining at selected restaurants
Get 2 reward points on Rs.100 expenses
Get 1 reward point on utility and insurance expenses
1% fuel surcharge exemption
Chennai Super Kings ICICI Bank Credit Card ⭐
Exclusive sports credit card for CSK fans
Pay joining fee and receive 2000 bonus reward points
Free 4 domestic airport lounge access yearly
Buy two movie tickets on BookMyShow and get Rs.100 off twice a month
Two monthly highest spenders will receive a marquee player autographed memorabilia
Chance to get a CSK home ground match ticket
Chance to meet CSK team player
Get a chance to attend CSK team practice sessions
Waive off annual fee by spending Rs.1.5 lakh annually
Get 2 reward points on Rs.100 expenses
Get 1 reward point on utility and insurance expenses
Earn 10 reward points on CSK match day expenses (fuel excluded)
1% fuel surcharge exemption
Amazon Pay ICICI Bank Credit Card ⭐
Suitable for shopping
Lifetime free credit card
Amazon Prime members get 5% cashback on purchases
Non-Amazon prime members get 3% cashback on purchases
1% cashback on all offline and online transactions (except fuel)
5% off on hotel and flight bookings
Get at least 15% off on selected restaurants dining
3 months prime membership free on joining
Cashbacks and discounts up to Rs.2000 as welcome benefit
HPCL Super Saver Credit Card ⭐
Suitable for fuel expenses
Pay joining fee and spend minimum Rs.5000 in 45 days to get 2000 reward points
Get Rs.100 cashback on first fuel transaction (minimum transaction of 1000rs)
Get 4% cashback on fuel transactions at HPCL pumps
Get 1% fuel surcharge exemption
4 domestic airport lounge access yearly
Get 25% off on movie ticket booking on BookMyShow or INOX
24x7 Road Assistance service free
Earn 20 reward points on departmental and utility bill expenses
Earn 2 reward points on domestic and international expenses
ICICI Bank Credit Cards Charges
Credit Card
Joining Fee
Annual Fee
Emirates Skywards ICICI Bank Sapphiro Credit Card
Rs.5000
Rs.5000
Adani One Signature Credit Card
Rs.5000
Rs.5000
Adani One Platinum Credit Card
Rs.750
Rs.750
MakemyTrip ICICI Bank Credit Card
Rs.999
Rs.999
ICICI Bank Sapphiro Credit Card
Rs.6500
Rs.3500
ICICI Bank Coral Credit Card
Rs.500
Rs.500
ICICI Bank Platinum Chip Credit Card
NIL
NIL
Chennai Super Kings ICICI Bank Credit Card
Rs.500
Rs.500
Amazon Pay ICICI Bank Credit Card
NIL
NIL
HPCL Super Saver Credit Card
Rs.500
Rs.500
*All charges are subjected to GST
Eligibility Criteria for ICICI Bank Credit Cards
Here is the basic eligibility criteria list that’s required for ICICI Bank Credit Cards:
Age: the minimum age to get a credit card is 21 years
Employment: Salaried or self-employed
Nationality: should be an Indian Citizen
IncomeRequirement: Salaried- ₹ 2,40,000p.a
Self-employed- ₹ 3,60,000p.a
Documents required for ICICI Bank Credit Cards
The following documentation must be presented when applying for ICICI Bank Credit Cards:
Identity Proof: Aadhar card, PAN card, Passport, Driving License, and Voter ID
Address Proof: Aadhar card, PAN card, Passport, Driving License, and Utility bills
Income Proof: Latest Salary slip, form 16, and ITR
Application process for ICICI Bank Credit Cards
You can either apply online or offline for an ICICI Bank credit card.
Online procedure for credit card application
Step 1: Visit the official website of ICICI Bank
Step 2: Select the ‘Credit Card’ option
Step 3: Choose the type of card you want
Step 4: Now click on ‘Apply Now’
Step 5: Fill in the application form
Step 6: Submit your form and required documents
Step 7: Wait for verification and approval.
If approved, you’ll receive your credit card at your doorstep.
Offline process
Step 1: Visit your nearest ICICI Bank Office.
Step 2: Ask the bank executive to provide details for the credit card.
Step 3: Fill the form and submit all the required documents.
Step 4: Wait for approval.
If your card application is approved, the bank will deliver your card at your doorstep.
*You can also directly apply for a credit card from the Findcreditloan website.
Frequently Asked Questions (FAQ)
Can I convert my ICICI bank credit card purchases into EMI?
Yes, you can convert your purchases into easy EMIs by using ICICI Bank's ‘EMI on Call’ facility. You can access this feature through the mobile app, internet banking, or contacting ICICI Bank customer care.
How can I increase my ICICI credit card limit?
You have three options for increasing your card's credit limit: requesting online, visiting the branch in person, or by getting in touch with customer service. However, your credit card limit is determined by your credit utilization ratio, credit score, payment history, and the card you have selected.
Can I get an ICICI credit card with a low salary?
An ICICI credit card requires a minimum yearly salary of Rs. 2.5 lakhs. You can apply for an ICICI credit card if your yearly income is at least Rs. 2.5 lakhs. But the minimum salary requirements also vary from card to card. Therefore, before applying for a credit card, you should carefully review the eligibility requirements.