IDFC FIRST Credit Cards - Benefits and Best Offer

Working on the foundation of ethical banking, digital banking, and social good banking IDFC First Bank is a new age Private Sector Universal Bank. IDFC First Bank is the first bank in India that offers monthly credits on saving accounts. If you’re looking for a credit card without any hidden charges IDFC FIRST Credit Cards got you covered. This bank has a wide range of credit cards tailored according to your needs.

Top picked IDFC First Bank Credit Cards

IDFC First Millennia Credit Card ⭐

Earned reward points never expires No joining, annual, or membership fee Get 5% cashback on your first emi transaction 10X reward points on your birthday expenses Receive 25% discount on movie tickets monthly Get up to 20% off on various restaurants across India Get 6X reward points on online expenses Receive 3X  reward points on offline expenses Access to 4 railway lounge visits per quarter 1% fuel surcharge exemption

IDFC First Select Credit Card ⭐

No joining, reward redemption, or over limit fee Get 2 free domestic lounge access  Receive gift voucher worth 500 rs and 5% cashback as welcome gift Get 6X reward points on online expenses Receive 3X  reward points on offline expenses Receive up to 12 golf lesson yearly Get buy one get one movie ticket twice a month Get up to 20% off on various restaurants across India Up to Rs 300 fuel surcharge exemption monthly across India Access to 4 railway lounge visits per quarter 10X reward points on your birthday expenses Earned reward points never expires

IDFC First Classic Credit Card ⭐

Get 5% cashback on your first emi transaction Free credit card for Lifetime Get 6X reward points on online expenses Receive 3X  reward points on offline expenses 10X reward points on your birthday expenses Monthly 25% discount on movie tickets No joining, reward redemption, or annual fee Access to 4 railway lounge visits per quarter 1% fuel surcharge exemption

IDFC First Wealth Credit Card ⭐

Get up to Rs 1000 cashback on your first emi transaction Get buy one get one movie ticket twice a month Get up to 2 international & 2 domestic airport and spa lounge access Get up to 10X reward points on every spend Free golf grounds Get  20% off on various restaurants across India Get up to 15% off on wellness and fitness Access to 4 railway lounge visits per quarter No joining, reward redemption, or annual fee

Eligibility Criteria for IDFC First Bank Credit Cards.

The eligibility criteria for getting a IDFC First Credit Card depends upon the type of card you’re willing to purchase. However, criteria like age, nationality, cibil score remains the same for all the customers. Here are the basic eligibility criteria list that you should meet:

Age: minimum age to get a credit card is 21 years. 

Nationality: should be an Indian Citizen 

Employment: Salaried or self-employed individual

Annual Income: Your annual salary determines the type of credit card you’re eligible for. Also, the limit of your credit card is also dependent upon your annual salary. 

Documents required for IDFC First Bank Credit Cards .

While applying for IDFC First Bank Credit Cards you need to present the following documents:

Identity Proof: Aadhar card, PAN card, Passport, Driving License, and Voter ID

Address Proof: Aadhar card, PAN card, Passport, Driving License, and Utility bills

Income Proof for Salaried Person: 3 months bank statement and 3 months salary slip

Income Proof for self-employed Person: Income Tax Return

Application process for IDFC First Bank Credit Cards.

You can apply either Online or Offline for your preferred credit card. You should follow these steps for a smooth application process:

Online application process

Step 1: Visit the official website of IDFC First Bank

Step 2: Select ‘Personal Banking’ option

Step 3: Select option ‘Card’ 

Step 4: Click on ‘Credit Card’ option

Step 5: Now click on the ‘Apply Now’ icon for your preferred card

Step 6: To begin with your application fill your necessary details

Step 7: Submit and wait for a bank representative to get in touch with you.

Offline application process

Step 1: Visit your nearest SBI Bank or your branch office.

Step 2: Ask the bank executive to provide you details for the credit card application.

Step 3: Fill the form and submit all the required documents.

Step 4: Wait for approval.

If your card application is approved, the bank will deliver your card on your mailing address within 10-15 days

Frequently Asked Questions (FAQ)

How to check IDFC First Bank Credit Card Status?

Step 1: Visit the official website of IDFC First Bank

Step 2: Click on ‘Credit Card’ option

Step 3: Fill your credit card reference number, DOB, mobile number or application form number.

Step 4: Now you can check your credit card status.

If you do not wish to go through this online process then you can simply contact the customer care service of IDFC First Bank.

More Details - findcreditloan.com

How to increase credit card limit in IDFC First Bank?

The limit offered on your credit card is decided by the bank after going through your documentation and application form. After your application form verification, you’re assigned a credit limit which you can only check after form approval. If you then wish to increase your card limit then you should contact the bank online or offline as per your convenience. 

Which credit card is best in IDFC First Bank?

IDFC First Bank offers different variants of credit cards to suit your requirement. All the credit cards offer great rewards and benefits. To pick the best credit card, you should always compare different card benefits, features, or rewards and then pick the card that best suits your lifestyle and needs. Also, do not forget to check the eligibility criteria of the card you’re interested in.