Unleash Your Travel Dreams: Embark on Rewarding Adventures with the Ixigo AU Bank Credit Card

The Ixigo AU Bank Credit Card is the new buzz in the galaxy of credit cards. If you’re a hodophile checking out for exciting deals, this card might catch your attention. You should consider this AU Bank card as your travel buddy for making the most of your adventures without burning holes in your pocket. It is an attractive option if you regularly book flights, hotels, or other travel-related services. Are you ready to explore the world and save big on your travels? However, before embarking on your journey with the Ixigo AU Credit Card, understand how it can elevate your experience at home and abroad. This simple guide delves into what makes the Ixigo AU Bank Credit Card stand out.

Fly High with Benefits: Unveiling the Co-branded Ixigo AU Credit Card

Offered by AU Small Finance Bank in collaboration with Ixigo, this credit card caters to the needs and demands of frequent travelers. Thus, its benefits and rewards make your journeys more enjoyable and affordable. Let’s analyze its main features and advantages to know why this travel card is becoming popular among explorers. Are you as curious as I am? Come, get on board!

Attractive Welcome Offers

New users get 1000 reward points and Rs. 1000 Ixigo Money Voucher on their first transaction within 30 days of card generation

Exclusive Travel Rewards- Save Big and Travel More

Cardholders can enjoy discounts on flights, hotels, and other travel bookings made through the Ixigo platform once every month.

10% discount (up to Rs. 1,000) on flight bookings. Promo Code: IXIGOCCFLY
10% discount (up to Rs. 300) on bus bookings. Promo Code: IXIGOCCBUS
10% discount (up to Rs. 1,000) on hotel bookings. Promo Code: IXIGOCCSTAY
Say goodbye to PG charges on train bookings (twice a month)

Free Railway Lounge Access

8 complimentary railway lounge access in a year (also for Add-on cardholders)
Carry your AU Bank Credit Card with a valid train ticket to relax before long journeys

Take a look at the complimentary Railway Lounge:

LOUNGE RAILWAY STATION PLATFORM NO.
IRCTC Executive Lounge Agra Cantt Railway Station 1
IRCTC Executive Lounge Ahmedabad Kalupur Railway Station 1
IRCTC Executive Lounge New Delhi Railway Station 1 &16
IRCTC Executive Lounge Jaipur Railway Station 1
IRCTC Executive Lounge Madurai Railway Station 1
IRCTC Executive Lounge Kolkata Sealdah Railway Station 8
IRCTC Executive Lounge Varanasi Cantt Railway Station 1
IRCTC Lounge Old Delhi Railway Station 5
Premium Lounge Durgapur Railway Station 1
Executive Lounge Chennai Central Railway Station 6 & 7
Premium Lounge Asansol Junction Railway Station 2
Beverage & Refreshing Lounge Asansol Junction Railway Station 5

Your Ticket to Savings: Perks of the Ixigo AU Bank Credit Card

Free International Lounge Access

One complimentary international lounge access every year. You must request a Priority Pass.

Free Domestic Lounge Access

Enjoy 8 free domestic lounge access in a year

Here are a few Airport Lounges for you to relax before your flight:

LOUNGE AIRPORT TERMINAL
Primus Lounge Agartala Airport Main Terminal
Lounge Dom T1 & Intl T2 Sardar Vallabhbhai Patel International Airport Domestic/International
Zesto Lounge Allahabad Airport 1
Bird Lounge Biju Patnaik International Airport (Bhubaneshwar) 1
Dom T1, T2 & Intl T2 Kempegowda International Airport (Bangalore) 1 & 2
Primus Lounge Sri Guru Ram Dass Jee International Airport (Amritsar) 1
Primus Lounge Raja Bhoj International Airport (Bhopal) 1

Insurance Benefits

Cardholders can benefit from a Credit Shield of up to Rs. 1 Lakh

Zero Liability Protection

If you let the bank know promptly when your card is lost or stolen, you won’t be responsible for any unauthorized transactions.

What are the Costs Involved?

Joining Fee: Nil
Renewal Fee: Nil (waived on spending Rs. 1 Lakh in a year)
Foreign Currency Markup Fee: Nil
Reward Redemption Fee: Rs. 99 + GST
Interest Charges: 3.49% monthly (avoid carrying a balance)
Cash Advances: 2.5% of the transaction amount
Fuel Surcharge Waiver: 1% on fuel spends at all fuel stations in India ranging between Rs. 400 and Rs. 5,000

Swipe, Earn, Explore: Maximizing Rewards with the Ixigo AU Credit Card

Whenever you use your Ixigo AU Credit Card, you earn reward points. Doesn’t that sound exciting? Moreover, these reward points are valid for 2 years, and at least 200 reward points for redemption. So, redeem them at AU Rewardz or the Ixigo app before they start expiring.

Earn 20 Reward Points for every Rs. 200 spent on train/railway bookings with Ixigo.
Earn 10 Reward Points on online purchases and 5 Reward Points on offline purchases.
You cannot earn reward points on fuel, jewelry, rental payments, insurance, and wallet reload.

How Can You Apply?

If you’re interested in getting the Ixigo AU Bank Credit Card, the application process is relatively simple and easy to follow:

Check Eligibility: Before applying, ensure you meet the eligibility criteria set by AU Small Finance Bank. This may include your age, income, and credit history. You must be:

between 21 and 60 years
a resident of India
registered on ixigo
Add-on cardholders should be above the age of 18

Fill Out the Application: You can apply for the card online through the AU Bank website or by visiting the nearest branch in person. Fill in personal information such as your name, address, and income details.

Submit Documents: You must submit supporting documents such as proof of identity, address, and income. This helps the bank verify your information and expedite your application.

Wait for Approval: Once you’ve duly submitted your application, the bank will review them to determine whether you qualify for the card. If approved, you’ll receive your new Ixigo AU Bank Credit Card in the mail with any welcome offers or benefits applicable within a few weeks.

What to Keep in Mind?

Before applying for the Ixigo AU Credit Card, there are a few factors to consider:

Interest Rates: It is essential to understand interest rates and how they may affect your finances if you carry a balance from month to month. Remember, high interest rates pull down your credit score.

Reward Redemption: Know how you can use these rewards effectively to maximize their value, whether it’s for travel bookings, merchandise, or other options.

Terms and Conditions: Carefully read and understand the terms and conditions associated with the card. Watch out for limitations, grace periods, late payment fees, or exclusions that may apply to its benefits and features.

Offering zero joining and renewal fees, the Ixigo AU Credit Card stands apart from the following co-branded travel cards:

Axis Bank Vistara Infinite Credit Card (10,000 + GST)
IndiGo HDFC Bank Credit Card ( 1,500 + GST)
Air India SBI Signature Credit Card ( 4,999 + GST)
Ethihad Guest SBI Premier Credit Card ( 4,999 + GST)
HDFC Bank RuPay IRCTC Credit Card ( 500 + GST)
Axis Bank Atlas Credit Card ( 5,000 + GST)

Conclusion

Navigate the World with the Ixigo AU Credit Card

In a nutshell, the Ixigo AU Bank Credit Card is your passport to exciting adventures and smart savings. It is a valuable tool for frequent travelers and adventure enthusiasts, making spending more rewarding. From discounts on travel bookings to reward points on every transaction, this card can help you save money and enjoy additional perks. However, it’s essential to weigh the benefits against the costs and ensure that the card aligns with your financial goals and lifestyle. If you’re a regular traveler and want to earn rewards for making your trips more affordable, this card could be a valuable addition to your wallet. Rewarding Adventures Await! Get your Ixigo AU Bank Credit Card today and earn as you explore. Happy travels!