Best Lifetime Free Credit Cards in India (2025)

IDFC First Millennia Credit Card ⭐

• Earned reward points never expire
• No joining, annual, or membership fee
• Get 5% cashback on your first EMI transaction
• 10X reward points on your birthday expenses
• Receive a 25% discount on movie tickets monthly
• Get up to 20% off on various restaurants across India
• Get 6X reward points on online expenses
• Receive 3X  reward points on offline expenses
• Access to 4 railway lounge visits per quarter
• 1% fuel surcharge exemption

IDFC First Select Credit Card ⭐

• No joining, reward redemption, or over-limit fee
• Get 2 free domestic lounge access 
• Receive a gift voucher worth 500 Rs and 5% cashback as a welcome gift
• Get 6X reward points on online expenses
• Receive 3X  reward points on offline expenses
• Receive up to 12 golf lessons yearly
• Get a buy one get one movie ticket twice a month
• Get up to 20% off on various restaurants across India
• Up to Rs 300 fuel surcharge exemption monthly across India
• Access to 4 railway lounge visits per quarter
• 10X reward points on your birthday expenses
• Earned reward points never expire

EazyDiner IndusInd Platinum Credit Card ⭐

• No joining, annual, or membership fee
• Best lifestyle credit card
• Get 3 months of EazyDiner Prime membership for free
• Receive 500 EazyPoints as a welcome benefit
• Additional 20% off on dining or takeaway thrice a month
• 1% fuel surcharge exemption
• Spend 30,000 in 90 days and earn 20,000 reward points
• Spend 30,000 in 90 days and renew your EazyDiner Prime membership

Amazon Pay ICICI Bank Credit Card ⭐

• Suitable for shopping
• Lifetime free credit card
• Amazon Prime members get 5% cash back on purchases
• Non-Amazon Prime members get 3% cash back on purchases
• 1% cashback on all offline and online transactions (except fuel)
• 5% off on hotel and flight bookings
• Get at least 15% off on selected restaurants' dining
• 3 months of prime membership free upon joining
• Cashback and discounts up to Rs.2000 as a welcome benefit

Axis Bank Neo Credit Card ⭐

• Lifetime free credit card
• Get up to Rs 300 off on your first utility bill payment
• Get up to 40% off Zomato twice a month
• Pay bills through Paytm and get 5% off monthly
• Book movie tickets through BookMyShow and get 10% off monthly
• Order on Blinkit to get 10% discount monthly
• Get up to Rs 500 on dining across India once a month
• Receive 1 reward point by spending 200 Rs 

IndusInd  Legend Credit Card ⭐

• No annual fee
• Suitable for travelling
• Get a Luxe gift card for joining
• Get a buy one get one movie ticket offer on BookMyShow
• Get Rs.50 on food and beverages
• Receive air accident insurance worth Rs.25,00,000
• 1% fuel surcharge exemption across India
• Get 2 reward points on weekend expenses
• Get 1 reward point on weekday expenses
• Spend Rs.5 lakh or more yearly and earn 3000 reward points

HSBC Visa Platinum Credit Card ⭐

• No joining and annual fee
• Spend Rs.4 Lakh in a year and earn 5X reward points
• Spend Rs.150 and get 2 reward points
• Special buy one get one movie ticket offer on Saturdays through BookMyShow
• Redeem reward points against gift vouchers, shopping, travel, etc. 

AU Bank LIT Credit Card ⭐

• No joining and annual fee
• First customized credit card
• Get 3 months free subscription to Zee5, Amazon Prime, and Cult Fit
• Get 16 domestic airport lounge access yearly
• Spend Rs.10,000 in a month and cashback of up to Rs.1000
• 1% fuel surcharge exemption
• Select any benefit, price, and feature of the card according to your needs
• Turn off/on any feature of the card whenever you want