RBL Bank Credit Cards - Features, Benefits & Apply Online

The Ratnakar Bank Limited (RBL) has undergone significant development since its founding in 1943. RBL, a commercial bank that is renowned for its world-class service, is among the fastest growing. RBL provides credit cards that are advantageous to everyone. Every person's income and lifestyle can be accommodated by the credit cards that RBL offers. Here at Findcreditloan you’ll find all the details of the RBL Bank Credit card.

Best RBL Bank Credit Card

RBL provides valuable credit cards that can satisfy their clients' needs. The Best RBL Bank credit card that you ought to have is listed here. 

RBL Bank Platinum Maxima Plus Credit Card ⭐

Best suitable for travelling On first purchase within 30 days, get 10,000 reward points Earn 10 reward points on expenses of dining, grocery, or international purchases Earn 2 reward points on other expenses Spend 2 lakhs or more in a year and earn 10,000 reward points Buy two movie tickets and get one free on BookMyShow monthly Get 2 domestic airport lounge access quarterly Reward points redeemable at hotel/flight bookings, shopping, vouchers, and many other options.

RBL Bank Insignia Preferred Banking World Card ⭐

Best suitable for Lifestyle No joining or annual fee for existing customers 20,000 bonus reward points welcome benefit Flat Rs.500 off on movie tickets booked on BookMyShow twice a month Experience 1+1 plus buffet privilege, a discount between 20-50%, and priority booking advantages by EazyDiner prime Enjoy luxury hotel stay benefits at partnered hotel chains worldwide Free 2 domestic airport lounge access  every quarter Free 6 international airport lounge access in a year Earn 5 and 10 reward points on domestic and international expenses respectively. Get 12 free golf lessons in a year Get 4 free green fee rounds yearly Spend Rs.8 lakhs or more in a year, and get a gift voucher worth Rs.8000  1% fuel surcharge exemption Get 24*7 concierge service

RBL World Safari Credit Card ⭐

Best travel credit card Free MakemyTrip gift voucher worth Rs.3000 as welcome benefit Pay 0% mark up fee on foreign currency transactions Spend 2 lakhs or more in a year and earn 10,000 reward points or exciting gift vouchers Free 2 domestic airport lounge access  every quarter Free 2 international airport lounge access in a year on Priority Pass Receive free travel insurance benefits Get 24*7 concierge service Get 4 free green fee rounds yearly Get 12 free golf lessons in a year 1% fuel surcharge exemption

IndianOil RBL Bank Credit Card ⭐

Best fuel credit card Spend Rs.1,75,000 in a year and waive off annual fee Spend Rs.100 at IndianOil petrol pumps and get 10 fuel points Receive 1 fuel point on other expenses Redeem fuel points at IndianOil petrol pumps

IRCTC RBL Credit Card ⭐

Best suitable for travelling On the first transaction of Rs.500, earn 500 reward points as welcome benefit. Link card on all UPI applications Can be used as a travel card like at the metro stations or the bus terminals Get 8 railway lounge access yearly Waive off 1% transaction fees on train ticket booking via IRCTC  Earn 5 reward points on train ticket booking via IRCTC Earn 3 reward points on Fastag Recharge Earn 2 reward points on flights, cruises, or hotel bookings via IRCTC Earn 1 reward point on other expenses Redeem reward points on the IRCTC website or apps

BookMyShow  RBL Play Credit Card ⭐

Best entertainment credit card Flat Rs.500 off on any ticket booking via BookMyShow as welcome benefit Spend Rs.1,75,000 in a year and waive off annual fee 1% fuel surcharge exemption Receive a discount of Rs.100 on food and beverages expenses Spend Rs.5000 in a month and get two movie tickets free

RBL Bank Credit Cards Charges

Credit Card	Joining Fee	Annual Fee
RBL Bank Platinum Maxima Plus Credit Card	Rs.2500 + GST	Rs.2500 + GST
RBL Bank Insignia Preferred Banking World Card	Rs.7000 + GST	Rs.7000 + GST
RBL World Safari Credit Card	Rs.3000 + GST	Rs.3000 + GST
IndianOil RBL Bank Credit Card	Rs.500 + GST	Rs.500 + GST
IRCTC RBL Credit Card	Rs.500 + GST	Rs.500 + GST
BookMyShow  RBL Play Credit Card	Rs.500 + GST	Rs.500 + GST

Eligibility Criteria for RBL Bank Credit Cards 

Here is the basic eligibility criteria list that’s required for RBL Bank credit cards:

Age: the minimum age to get a credit card is 18 years

Nationality: should be an Indian Citizen 

Employment: Salaried or self-employed 

Income: Minimum income should be 1 lakh annually. Premium credit requires a different income margin annually.

CIBIL score: a score between 750-900 is preferred 

Loan applications: if you have filled too many credit card applications in a shorter period of time then your chances of getting a card is low.

Credit utilization ratio: try to have a low credit utilization ratio

Documents required for RBL Bank Credit Card 

The following documentation must be presented when applying for RBL Bank credit card:

Identity Proof: Aadhar card, PAN card, Passport, Driving License, and Voter ID

Address Proof: Aadhar card, PAN card, Passport, Driving License, and Utility bills

Income Proof: Latest Salary slip, form 16, and ITR

Application process for RBL Bank Credit Card

You can either apply online or offline for your preferred credit card. You should follow these steps for a smooth application process:

Online application process

Step 1: Visit the official website of RBL Bank

Step 2: Click on ‘Credit Card’ option

Step 3: Now click on the ‘Apply Now’ icon for your preferred card

Step 4: To begin with your application, fill in your necessary details

Step 5: Upload all the required documents

Step 6: Review and submit your form

Wait for verification and approval. Once approved, you’ll receive your credit card at your doorstep.

More details - Findcreditloan.com

Offline application process

Step 1: Visit your nearest RBL Bank Office.

Step 2: Ask the bank executive to provide details for the credit card.

Step 3: Fill the form and submit all the required documents.

Step 4: Wait for approval.

If your card application is approved, the bank will deliver your card at your doorstep within 10-15 days.

*You can also directly apply for a credit card from the Findcreditloan website.

Frequently Asked Questions (FAQ)

How to redeem RBL Bank credit card reward points?

Click the reward points and redemption option after logging into your RBL Mycard app to use your RBL credit card reward points. Choose your preferred redemption category, such as shopping, travel, or vouchers, after carefully reviewing the reward area. Finally, select the reward category and use your points to redeem it.

How do I choose the right Credit Card for me?

If a credit card fits your needs and lifestyle, it's the ideal card. Let's use an example to help you grasp this. A travel credit card is the ideal choice if you travel regularly. A shopping credit card is ideal for you if you enjoy shopping. Thus, you have the option to select a credit card for each of your needs. 

How to increase RBL Bank credit card limit?

To increase the limit of your RBL Bank credit card, you can contact the customer service centre, apply online, or visit the bank