Best Rewards Credit Cards in India (2025)

SBI SimplyClick Credit Card ⭐

• Contactless payment
• Accepted globally
• 1% fuel surcharge exemption
• Welcome gift of Amazon Gift Card worth RS.500
• 10X reward points on online spending on Myntra, Swiggy, Netmeds, BookMyShow, Apollo 24x7, Cleartrip, Dominos, IGP, and Yatra
• 5X rewards points on other online purchases

IDFC First Select Credit Card ⭐

• No joining, reward redemption, or over-limit fee
• Get 2 free domestic lounge access 
• Receive a gift voucher worth 500 Rs and 5% cashback as a welcome gift
• Get 6X reward points on online expenses
• Receive 3X  reward points on offline expenses
• Receive up to 12 golf lessons yearly
• Get a buy one get one movie ticket twice a month
• Get up to 20% off on various restaurants across India
• Up to Rs 300 fuel surcharge exemption monthly across India
• Access to 4 railway lounge visits per quarter
• 10X reward points on your birthday expenses
• Earned reward points never expire

American Express Membership Rewards Credit Card ⭐

• Pay joining fee and spend Rs.15000 within 90 days to earn 4000 bonus membership reward points
• Best shopping credit card
• Get up to 20% off on selected dining restaurants 
• Earn 1000 membership reward points on the expenses of Rs.20,000 or more
• Use the card 4 times in a month and earn 1000 membership reward points (transaction should be of Rs.1500 or more)
• Purchases of 5000 or above can be converted into EMI’s
• 0% convenience fee on fuel expenses less than 5000rs 
• 1% convenience fee on fuel expenses of 5000rs or more
• With the first annual fee payment of the card, get 5000 membership reward points 

AU Bank LIT Credit Card ⭐

• First customized credit card
• Get 3 months free subscription of Zee5, Amazon Prime, and Cult Fit
• Get 16 domestic airport lounge access yearly
• Spend Rs.10,000 in a month and cashback of up to Rs.1000
• 1% fuel surcharge exemption
• Select any benefit, price, and feature of the card according to your needs
• Turn off/on any feature of the card whenever you want

Axis Bank Atlas Credit Card ⭐

• Receive 2500 EDGE Miles on the first transaction
• Receive 5 EDGE Miles on travel
• Get up to 25% off on dining via EazyDiner
• Get international and domestic airport lounge access
• Worldwide approved card
• Offer a basic facility by spending a certain amount to be eligible 
• Premium perks under the tier-based facility

IndusInd Pinnacle World Credit Card ⭐

• No renewal fee is required
• Exclusive welcome benefits
• Buy one get one movie ticket offer thrice a month
• 4 international airport lounge access with priority pass yearly
• 4 domestic airport lounge access yearly
• Get free 12 golf games and golf lessons yearly
• Get air travel insurance benefits
• 1% fuel surcharge exemption
• Earn 2.5 reward points on online purchases
• Earn 1.5 reward points on online travel and airline expenses
• Earn 1 reward points on other expenses

HDFC Infinia Metal Credit Card ⭐

• Receive 5 reward points for every Rs150 spent 
• Complimentary weekend buffet and stay at ITC Hotels
• Welcome benefit of 12,500 Reward Points after paying the joining fee
• Earn 10X Reward Points on travel and shopping on Smartbuy
• Enjoy complimentary and unlimited airport lounge access in and outside India using the Priority Pass
• Accidental air death cover of ₹3 crore

BOBCARD Eterna Credit Card ⭐

• Receive a free FitPass Pro membership as a welcome benefit
• Get 20,000 bonus reward points by spending Rs.5,00,000 yearly
• Complimentary domestic lounge access 
• Get a buy one get one on movie tickets
• 1% fuel surcharge exemption
• No liability on a lost card
• 5X reward points on travel expenditure
• 5X reward points on dining indulges