Best RuPay Credit Cards in India (2025)

SBI SimplySAVE UPI Rupay Credit Card ⭐

• Link card on various UPI platforms
• 1% fuel surcharge exemption
• Welcome 2000 reward points worth 500 rs
• Waive off annual fee by spending Rs.1,00,000 or more
• 10X reward points when spent on dining, movies, and more
• 1 reward point on other expenses

Tata Neu Plus Credit Card ⭐

• Welcome gift of 499 NeuCoins
• Four complimentary domestic lounge visits per year
• spend ₹1,00,000 or more in a year and waive off renewal fee
• 50-days interest-free period
• Ensure zero liability on any fraudulent transactions 

IndusInd Bank Platinum RuPay Credit Card ⭐

• Lifetime free card
• Link card with all your UPI apps
• Earn 2 reward points on UPI transactions
• 1% fuel surcharge exemption across India
• On non-Upi transactions, get 1 reward point
• Get 2 domestic airport lounge access quarterly for free
• Complementary travel insurance benefit

Axis Bank My Zone Credit Card ⭐

• Get a yearly subscription to the Sony LIV app after the first transaction
• Get Rs.120 off twice a month on Swiggy 
• Buy one get one movie ticket via the District app
• Spend Rs.2,999 or more on Ajio and get up to Rs.1000 off
• Get 1 domestic airport lounge access quarterly
• Spend Rs.200 and earn 4 EDGE Reward points
• Convert expenses of Rs.1500 or above into easy EMIs
• Get up to 15% off on dining across India once a month

BOBCARD Easy Credit Card ⭐

• 0.5% cashback on payment of credit card bill
• Minimum joining and renewal fees
• Spend 100 Rs on shopping and get up to 5 reward points
• Convert expenses of Rs 2500 or above into simple EMIs
• Add up to 3 family members for a lifetime
• Spend 100 Rs on the movie and get 5 reward points

HDFC Bank RuPay IRCTC Credit Card ⭐

• Receive an Amazon voucher worth Rs.500 on the first transaction within a month
• Spend Rs.30,000 or more in 90 days and earn an Amazon voucher worth Rs.500
• Link your card with all your UPI apps and earn 500 reward points monthly on UPI expenses
• Book tickets through IRCTC and earn 5X reward points
• Earn 1 reward point on every Rs.100 spent
• Book tickets through the IRCTC app, and pay via HDFC SmartBuy to get an extra 5% off
• 1% fuel surcharge exemption across India
• Waive transaction fees on ticket booking on the IRCTC app
• Free 8 railway lounge access yearly

IDFC HPCL First Power Credit Card ⭐

• Earn rs.250 cashback on the first fuel transaction at HPCL pumps
• Get up to 5% cash back on the first Emi transaction value
• Receive Rs.500 off pn Zoomcar rentals
• Get roadside assistance worth Rs.1399 4 times a year
• 1% fuel surcharge exemption
• Save 2.5% on grocery and utility expenses
• Save  2.5% on IDFC Fastag recharge
• Save  2.5% on HPCL and LPG fuel expenses
• Save up to 5% on fuel expenses
• Complimentary accident and card insurance benefit

ICICI Bank Coral Credit Card ⭐

• Earn 1000 bonus reward points by spending Rs.1 lakh annually
• Spend Rs.2 lakh and get 2000 reward points
• Free 4 domestic airport lounge access yearly
• Free 4 railway lounge access yearly
• Receive a discount of 15% or more on dining at selected restaurants (minimum Transaction of Rs.2500)
• Buy two movie tickets on BookMyShow and get Rs.100 off twice a month
• Spend Rs.1.5 lakhs or more in a year and waive off annual fee
• 1% fuel surcharge exemption at HPCL
• Get 2 reward points on Rs.100 expenses
• Get 1 reward point on utility and insurance expenses