A travel credit card is the perfect option if you travel regularly and wish to save your expenses. For people who travel regularly, travel credit offers attractive discounts and benefits. Typically, banks provide two types of credit cards for travel. Among many others, the first is in partnership with companies like MakeMyTrip, Emirates, and IRCTC. Special advantages are provided to their brand purchases through the collaborated travel card. The other is a standard credit card with plenty of travel-related bonuses. These cards offer benefits on everything rather than concentrating on any particular brand. If you’re confused about which travel credit card you should apply for then, you don't have to worry because findcreditloan has compiled a list of the best travel credit cards to assist you in choosing the finest one.
One complimentary flight ticket worth Rs. 3000 and 6E Prime Add-On.
Benefits of Travel Credit Cards
The following are just a few of the many advantages that a travel credit card offers to you:
Complimentary domestic and international airport lounge access
Travel insurance benefits
Discounts on flights and hotel bookings
Discounts on railway bookings
Free railway lounge access
Low foreign mark-up fee
List of best Travel credit cards
IRCTC SBI RuPay Credit Card ⭐
Best for people who frequently travel via railways
Receive 350 bonus reward points on joining
Free 4 railway lounge access
Link card on various UPI platforms
1 reward point on the expense of Rs.125
Special discounts on train ticket booking via IRCTC
1% fuel surcharge exemption across India
Earn 500 reward points on paying the renewal fees
IRCTC RBL Credit Card ⭐
Best suitable for traveling
On the first transaction of Rs.500, earn 500 reward points as a welcome benefit.
Link card on all UPI applications
Can be used as a travel card like at metro stations or bus terminals
Get 8 railway lounge access yearly
Waive 1% transaction fees on train ticket booking via IRCTC
Earn 5 reward points on train ticket booking via IRCTC
Earn 3 reward points on Fastag Recharge
Earn 2 reward points on flights, cruises, or hotel bookings via IRCTC
Earn 1 reward point on other expenses
Redeem reward points on the IRCTC website or apps
HDFC Bank RuPay IRCTC Credit Card ⭐
Receive an Amazon voucher worth Rs.500 on the first transaction within a month
Spend Rs.30,000 or more in 90 days and earn an Amazon voucher worth Rs.500
Link your card with all your UPI apps and earn 500 reward points monthly on UPI expenses
Book tickets through IRCTC and earn 5X reward points
Earn 1 reward point on every Rs.100 spent
Book tickets through the IRCTC app, and pay via HDFC SmartBuy to get an extra 5% off
1% fuel surcharge exemption across India
Waive transaction fees on ticket booking on the IRCTC app
Free 8 railway lounge access yearly
MakeMyTrip ICICI Bank Credit Card ⭐
Pay the joining fee and get a MakeMyTrip voucher worth Rs.1000
Get one one-year MMTBLACK Gold Membership
Spend Rs.3 lakhs in a year and waive off annual fee
Pay an annual fee and get a MakeMyTrip hotel voucher worth Rs.1000
8 domestic airport lounge access in a year
1 international airport lounge access yearly
Purchase 1 movie ticket and get up to Rs.150 off on your second ticket if booked via BookMyShow or INOX
Earn 6% Mycash on hotel bookings done through MakeMyTrip
Earn 3% Mycash on train, flight, or bus booking done through MakeMyTrip
Earn 1% Mycash on other expenses
Enjoy 3 months no cost EMI on MakeMyTrip
ixigo AU Credit Card
Receive Rs.1000 ixigo money voucher on joining
Get 1000 reward points on the first transaction
Get up to 10% off on flight tickets booked via ixigo
Get up to 10% off on bus tickets booked via ixigo
Receive up to Rs.1000 instantly on hotel booking
Receive 10 reward points on online expenses
Receive 20 reward points on train tickets booked via ixigo
Receive 5 reward points on offline purchases
Get 1 international and 16 domestic airport lounge access yearly
1% fuel surcharge exemption
Convert expenses of Rs.2000 or more into EMIs
KrisFlyer SBI Credit Card ⭐
On payment of joining fees, earn 10,000 KrisFlyer Miles
Receive 10 KrisFlyer Miles on expenses on Singapore Airline Groups
Receive 8 KrisFlyer Miles on international expenses
Receive 6 KrisFlyer Miles on other expenses
Free 8 domestic airport lounge access yearly
Free 8 international airport lounge access yearly
Complimentary air travel insurance benefits
6E Rewards XL IndiGo HDFC Credit Card ⭐
On payment of joining fees, get a complimentary ticket worth Rs. 3000
Get 5% 6E reward points on Indigo flight
Free 8 domestic airport lounge access yearly
Get 3% 6E reward points on dining expenses
Get 3% 6E reward points on entertainment and grocery expenses
Get 2% 6E reward points on other expenses
Get 2% 6E reward points on fuel expenses
Receive discounts on convenience chargers on Indigo ticket bookings
Why you should select these cards
Credit Card Name
Reason to select
IRCTC SBI RuPay Credit Card
This travel credit card is an excellent choice for frequent railway travelers, card can be linked to various UPI platforms for seamless transactions, discounts on train ticket bookings via IRCTC, and can enjoy free access to railway lounges.
IRCTC RBL Credit Card
This credit card is ideal for travelers, offering a host of benefits across various modes of transport. It functions as a travel card, making it convenient for metro and bus fare payments, saving on train ticket bookings via IRCTC, and linking the card to all UPI applications for seamless payments.
HDFC Bank RuPay IRCTC Credit Card
This credit card offers fantastic rewards and savings, making it an excellent choice for frequent travelers and online shoppers.
MakeMyTrip ICICI Bank Credit Card
This credit card is a great choice for frequent travelers and entertainment lovers, offering exclusive benefits on travel bookings and movie tickets.
ixigo AU Credit Card
This credit card is an excellent choice for travelers, offering exclusive benefits on bookings through Ixigo along with rewarding perks on everyday spending.
KrisFlyer SBI Credit Card
This credit card is perfect for frequent international travelers, especially those flying with Singapore Airlines. With its extensive travel perks and high-mileage rewards, this card is a great choice for those who frequently fly abroad.
6E Rewards XL IndiGo HDFC Credit Card
This credit card is a great choice for frequent IndiGo flyers, offering exclusive rewards and travel perks. The card also provides discounts on convenience charges for IndiGo ticket bookings, making it an excellent option for those who frequently fly with the airline and want to maximize their rewards.
Conclusion
For frequent travelers, a travel credit card is a great partner because it provides several advantages that improve ease and cost savings. These cards make travel more enjoyable by offering free lounge access at both domestic and international airports as well as exclusive savings on reservations for hotels, airlines, and trains. Whether it's traveling or other expenses this card provides extra benefits like savings on entertainment, dining, groceries, or insurance. A travel credit card is a useful tool for people who enjoy traveling since it has features that optimize comfort and savings.
Frequently Asked Questions (FAQ)
What are the advantages of having a travel credit card?
If you own a travel credit card you’re entitled to various advantages such as complimentary airport lounge access both domestic and international, low markup fees, reward points, discounts on ticket bookings, and many more. However, if you own a premium travel credit card you get extra perks like hotel/flight gift vouchers, complimentary tickets, etc.
What are the eligibility criteria for a travel credit card?
The eligibility criteria for a travel credit card vary from bank to bank. However, the common eligibility criteria are:
Resident: Indian
Age: Should be above 18 years
Employment: Salaried or Self-employed
Credit score: Must have a good Cibil score
Do I get free travel insurance with my travel credit card?
Most of the banks offer free travel insurance benefits with a travel credit card. Insurance benefits like air accident coverage, baggage loss, flight cancellation charges, and others, come with a travel card. However, it is advisable to check the policies of your card-issuing bank to be more clear.