Yes Bank credit cards are designed to satisfy each person's needs. Yes Bank provides credit cards that are appropriate for all customers, ranging from basic to premium advantages. Yes Bank offers all the credit cards you need for travel, retail, fuel, or lifestyle. Findcreditloan gives all the information you need about the Best Yes Bank credit cards and their features.


Yes Bank RuPay Credit Card

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


YES Bank BYOC Credit Card

Joining Fee

Rs. 49 + GST (Monthly)

Renewal Fee

Rs. 49 + GST (Monthly)

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


Yes Bank Marquee Credit Card

Joining Fee

Rs. 9,999 + GST

Renewal Fee

Rs. 9,999 + GST

Best Suited For

Movies | Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

40,000 Reward Points


YES ACE Credit Card

Joining Fee

Rs. 499 + GST

Renewal Fee

Rs. 499 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


Yes Bank Wellness Credit Card

Joining Fee

Rs. 749 + GST

Renewal Fee

Rs. 749 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


YES Bank Wellness Plus Credit Card

Joining Fee

Rs. 1,499 + GST

Renewal Fee

Rs. 1,499 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

N/A


YES First Preferred Credit Card

Joining Fee

Rs. 999 + GST

Renewal Fee

Rs. 999 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


YES Prosperity Rewards Credit Card

Joining Fee

₹499 + GST

Renewal Fee

₹499 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


Best Yes Bank Credit Cards

Yes Bank offers several credit cards, which may make it difficult for customers to choose the right one. The best Yes Bank credit cards in each category are listed below to help you figure out this.

Best Shopping Credit Cards

Yes Bank Rupay Credit Card ⭐

  • No joining and annual fee
  • Virtual credit card
  • Earn 4 reward points on Upi transactions above Rs.2000
  • Earn 2 reward points on other online expenses
  • Convert transactions of Rs.1500 or more into easy EMI’s

Yes Bank BYOC Credit Card⭐

  • Customize card appearance and features according to your lifestyle
  • 4 complimentary domestic airport lounge access yearly
  • Get 12 golf lessons per year at a selected golf course
  • Receive 4 complimentary rounds of green fees in a year
  • 1% fuel surcharge exemption
  • Spend at least Rs.200 on retail and get either 1% cashback or 8 reward points.

Yes ACE Credit Card⭐

  • Spend Rs.5000 in a month and waive off joining fee
  • Spend Rs.50,000 or more in a year and waive off renewal fee
  • Earn 8 reward points on online shopping
  • Earn 4 reward points on offline shopping
  • Earn 2 reward points on selected categories
  • 1% fuel surcharge exemption
  • 6 months insurance benefit on electronic purchases

Yes Prosperity Rewards Credit Card ⭐

  • Spend Rs.1,80,000 in a year and get 10,000 reward points
  • 4 reward points on dining and travel expenses
  • 1 reward point on selected categories
  • 2 reward points on other categories
  • 1% fuel surcharge exemption
  • Spend Rs.10,000 in a month and waive off joining fee
  • Spend Rs.1 lakh or more in a year and waive off renewal fee
  • Convert transactions of Rs.2500 or more into instant EMI’s

Best Travel Credit Cards

YES Bank MARQUÉE Credit Card ⭐

  • Pay joining fees and get ETPrime Subscription free
  • Pay renewal fee and get 20,000 reward points
  • Free 6 domestic airport lounge access quarterly
  • Unlimited international airport lounge access
  • 1% Foreign mark-up fees 
  • Receive accelerated 36 reward points on online shopping
  • Receive 18 reward points on offline shopping
  • Earn 10 reward points on bill payments and recharge
  • Buy one get one movie ticket offer on BookMyShow
  • 12 golf lessons yearly across India
  • Receive 4 complimentary rounds of green fees in a year
  • 1% fuel surcharge exemption
  • 6 months insurance benefit on electronic purchases

YES First Preferred credit card ⭐

  • Spend Rs.50,000 in 3 months and waive off joining fee
  • Spend Rs.4 lakhs or more in a year and waive off renewal fee
  • 8 domestic airport lounge access in a year
  • 4 international airport lounge access on Priority Pass
  • 12 golf lessons yearly across India
  • Receive 4 complimentary rounds of green fees in a year
  • Life insurance worth Rs.1 crore on air accident
  • Medical insurance worth 25 lakhs
  • 1.75% Foreign mark-up fees 
  • Earn 4 reward points on bill payments and groceries
  • Accelerated 16 reward points on dining and travel expenses

Best Lifestyle credit cards

YES Bank Wellness Credit Card⭐

  • Wellness and health focused credit card
  • Earn 20 reward points on chemist/pharma expenses
  • Earn 4 reward points on other expenses
  • 1% fuel surcharge exemption
  • Convert transactions of Rs.2500 or more into instant EMI’s
  • 6 fitness sessions at the gym, yoga, or other fitness activities monthly booked via the Aditya Birla Multiply App
  • Free dental, eye, or preventive health check-up yearly booked via the Aditya Birla Multiply App
  • Unlimited free expert doctor consultation if booked via the Aditya Birla Multiply App

YES Bank Wellness Plus Credit Card⭐

  • 12 fitness sessions at the gym, yoga, or other fitness activities monthly
  • Free dental, eye, or preventive health check-up yearly 
  • Unlimited free expert doctor consultation
  • Life insurance worth Rs.1 crore on air accident
  • Medical insurance worth 25 lakhs
  • 8 domestic airport lounge access yearly across 30 indian airports
  • Earn 30 reward points on chemist/pharma expenses
  • Earn 6 reward points on other expenses
  • 1% fuel surcharge exemption

Yes Bank Credit Cards Charges

Credit CardJoining FeeAnnual Fee
Yes Bank Rupay Credit CardNILNIL
Yes Bank BYOC Credit CardRs.49Rs.49
Yes ACE Credit CardRs.499Rs.499
Yes Prosperity Rewards Credit CardRs.499Rs.499
YES Bank MARQUÉE Credit CardRs.9,999Rs.9,999
YES First Preferred credit card Rs.999Rs.999
YES Bank Wellness Credit CardRs.499Rs.499
YES Bank Wellness Plus Credit CardRs.1499Rs.1499

*All charges are subjected to GST

Eligibility Criteria for Yes Bank Credit Cards

Here is the basic eligibility criteria list that’s required for Yes Bank Credit Cards:

Age: the minimum age to get a credit card is 21 years

Employment: Salaried or self-employed 

Credit Score: Must have a good cibil score

Income Proof: ITR, salary slips, or bank statements

Income: As per the requirement of the card

Documents required for Yes Bank Credit Cards

The following documentation must be presented when applying for Yes Bank Credit Cards:

Identity Proof: Aadhar card, PAN card, Passport, Driving License, and Voter ID

Address Proof: Aadhar card, PAN card, Passport, Driving License, and Utility bills

Income Proof: Latest Salary slip, form 16, and ITR

*In case of online application, no physical documents are required.

Application process for Yes Bank Credit Cards

You can either apply online or offline for a Yes Bank credit card.

Online procedure for credit card application

Online process

Step 1: Visit the official website of Yes Bank

Step 2: Select the ‘Credit Card’ option

Step 3: Compare and choose the card you want

Step 4: Now click on ‘Apply Now’

Step 5: Fill in the application form

Step 6: Submit your form and required documents

Step 7: Wait for verification and approval.

If approved, bank officials will contact you.

Offline procedure 

Step 1: Visit your nearest Yes Bank.

Step 2: Ask the bank executive to provide you the credit card application form.

Step 3: Fill the form and submit all the required documents.

Step 4: Wait for approval.

If your card application is approved, the bank will deliver it at your doorstep. 

*You can also directly apply for a credit card from the Findcreditloan website.

Frequently Asked Questions (FAQ)

How can I redeem my Yes Bank reward points?

To redeem your reward points, go to the official website of Yes Band and check the Yes Rewardz section and go through all the redemption options available. You can redeem your reward points against bill payments, hotels/travel bookings, shopping, e-gift vouchers, and many others. 

You can also contact the customer support desk to redeem your reward points. 

How can I check my Yes Bank Credit Card status?

To check your Yes Bank credit card status, visit the credit card application page on the official website of Yes Bank, enter your registered phone number, and application form number, and click submit. Now you can track your credit card status easily.

You can also call on the customer care number (1800 103 1212) or you can directly visit the branch and inquire about your credit card status.

Can I use my Yes Bank credit card abroad?

Yes, you can use your Yes Bank credit card abroad. However, transactions done in foreign currencies are liable to mark-up fees, which differ from card to card.

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